Skip to main content

Personal Checking

Peoples Security Bank & Trust offers a variety of checking accounts to meet your individual needs. All of our personal checking accounts offer FREE Online Banking, Bill Pay Services, Mobile Banking and much more.

 

A personal checking account that offers many benefits and free services to make your banking experience easy and uncomplicated.

  • NO minimum balance
  • NO per check charge & Unlimited check writing
  • FREE Debit Card
  • FREE Electronic Statements8
  • FREE Online Banking & FREE Bill Pay
  • FREE Online Interbank Fund Transfers
  • FREE Telephone Banking
  • FREE Mobile Banking with Mobile Deposit2
  • Take full control of your debit cards with MyCardRulesTM

60+ Checking1

Our customers age 60 or better have the advantage of this FREE checking account that includes many free services.

  • FREE Basic Style Checks
  • NO minimum balance
  • NO per check charge & Unlimited check writing
  • FREE Debit Card
  • FREE Electronic Statements8
  • FREE Online Banking & FREE Bill Pay
  • FREE Online Interbank Fund Transfers
  • FREE Telephone Banking
  • FREE Mobile Banking with Mobile Deposit2
  • Take full control of your debit cards with MyCardRulesTM

Peoples Package Checking1

A value-added checking account offering many additional features and benefits.

  • EARN a variable interest rate3
  • No monthly service charge with combined balances totaling $5,000 in eligible accounts4: primary checking, savings or certificates of deposit
  • NO annual fee for unsecured line of credit*
    *Must meet current credit underwriting guidelines
  • Unlimited check writing
  • FREE Debit Card
  • FREE Electronic Statements8
  • FREE Online Banking & FREE Bill Pay
  • FREE Telephone Banking
  • FREE basic style checks for the life of the account, or $10 toward another selection
  • FREE Mobile Banking with Mobile Deposit2
  • Take full control of your debit cards with MyCardRulesTM
  • FREE Online Interbank Fund Transfers
  • 0.10% discount on new personal installment loans with auto draft of payment
  • 0.10% rate increase on one new Certificate of Deposit per year (excluding promotional CDs)
  • FREE standard size safe deposit box7 based upon availability or $25 credit towards larger box, while the checking account remains open

Personal NOW Checking1,6

Earn interest and have immediate access to funds on deposit with unlimited check writing.

  • EARN interest with a balance of $1,000 or more3
  • NO service charge with a minimum daily balance of $1,0005
  • Unlimited check writing
  • FREE Debit Card
  • FREE Electronic Statements8
  • FREE Telephone Banking
  • FREE Online Interbank Fund Transfers
  • FREE Mobile Banking with Mobile Deposit2
  • Take full control of your debit cards with MyCardRulesTM

(1) A minimum initial deposit of $25 is required to open this account.
(2) Must be currently enrolled in PSBT Online Banking in order to use our Mobile Banking Service.
(3) Call for current rates.
(4) A $12 monthly service charge will be assessed if the minimum daily combined account balances fall below the $5,000 requirement.
(5) An $8 monthly fee if the minimum daily balance falls below $1,000.
(6) Available to personal and sole proprietor accounts only; other business and corporate entities do not qualify. Bank rules and regulations apply. Ask us for details.
(7) Safe deposit boxes available at select branch locations.

(8) A $2 paper statement fee will be charged per statement cycle effective 10/1/22. NOTE: Accounts enrolled to receive electronic statements only will not incur a statement fee.

FULL DISCLOSURE OF OUR CHECKING ACCOUNTS IS AVAILABLE UPON REQUEST.

 

Looking for something else?

Take me to Products & Services Contact a Representative