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Personal Checking

We make banking simple and easy with a checking account to fit your individual needs. All of our personal checking accounts also include FREE Online Banking, Bill Pay Services, Debit Card, and much more.

Personal Banking > Personal Checking

 

A personal checking account that offers many benefits and free services to make your banking experience easy and uncomplicated.

  • NO minimum balance
  • NO per check charge & Unlimited check writing
  • FREE Electronic Statements8
  • FREE Online Interbank Fund Transfers
  • FREE Mobile Banking with Mobile Deposit2

60+ Checking1

Our customers age 60 or better have the advantage of this FREE checking account that includes many free services.

  • FREE Basic Style Checks
  • NO minimum balance
  • NO per check charge & Unlimited check writing
  • FREE Electronic Statements8
  • FREE Online Interbank Fund Transfers
  • FREE Mobile Banking with Mobile Deposit2

Peoples Package Checking1

A value-added checking account offering many additional features and benefits.

  • EARN a variable interest rate3
  • No monthly service charge with combined balances totaling $5,000 in eligible accounts4: primary checking, savings or certificates of deposit
  • NO annual fee for unsecured line of credit*
    *Must meet current credit underwriting guidelines
  • Unlimited check writing
  • FREE Electronic Statements8
  • FREE basic style checks for the life of the account, or $10 toward another selection
  • FREE Mobile Banking with Mobile Deposit2
  • FREE Online Interbank Fund Transfers
  • 0.10% discount on new personal installment loans with auto draft of payment
  • 0.10% rate increase on one new Certificate of Deposit per year (excluding promotional CDs)
  • FREE standard size safe deposit box7 based upon availability or $25 credit towards larger box, while the checking account remains open

To view current rates, click here.

Personal NOW Checking1,6

Earn interest and have immediate access to funds on deposit with unlimited check writing.

  • EARN interest with a balance of $1,000 or more3
  • NO service charge with a minimum daily balance of $1,0005
  • Unlimited check writing
  • FREE Electronic Statements8
  • FREE Online Interbank Fund Transfers
  • FREE Mobile Banking with Mobile Deposit2

To view current rates, click here.

(1) A minimum initial deposit of $25 is required to open this account.
(2) Must be currently enrolled in PSBT Online Banking in order to use our Mobile Banking Service.
(3) Call for current rates.
(4) A $12 monthly service charge will be assessed if the minimum daily combined account balances fall below the $5,000 requirement.
(5) An $8 monthly fee if the minimum daily balance falls below $1,000.
(6) Available to personal and sole proprietor accounts only; other business and corporate entities do not qualify. Bank rules and regulations apply. Ask us for details.
(7) Safe deposit boxes available at select branch locations.

(8) Accounts enrolled to receive electronic statements only will not incur a statement fee. A $2 paper statement fee will be charged per statement cycle effective 10/1/22. Must be currently enrolled in PSBT Online Banking in order to receive eStatements.

FULL DISCLOSURE OF OUR CHECKING ACCOUNTS IS AVAILABLE UPON REQUEST.

 

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