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Student Checking for Teens & Young Adults

Helping High School & College Students Under 22 Build Smart Money Habits for Life

Peoples Security Bank & Trust’s Student Checking account is designed specifically for students under 22 who want a simple, hassle-free way to manage their money. With no monthly maintenance fees and just a small amount needed to open the account, it’s an easy first step into banking for teens and young adults in college. You’ll get free access to online and mobile banking, a FREE debit card, set up alerts, make payments, and keep track of your spending—all from your phone, whenever you need it.

No monthly fees, no stress. Just easy student banking you can check on your phone.

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or find a branch in PA, NY, or NJ

Made For Students <22, Just Like You

Made for teens and young adults under 22—it’s banking that fits your life.

No Minimum Balance

Keep any amount in your account and move your money as often as you need—no limits, no penalties.

No Service Charges, Fee-Free Banking

No monthly fees, no surprises—just simple student banking.

Send & Receive Money on Your Phone

Link your account to mobile payment apps to split costs or pay friends back fast.

Free Mobile Banking App

Check your balance, pay bills, send money, and get alerts—right from your phone.

Get Paid Easily + Spend with a FREE Debit Card

Use your account to get direct deposit from part-time or summer jobs and shop with your debit card.

Click HERE to learn more about why high school and college students choose PSBT

All It Takes is $25 to Open Your Student Checking Account Today

All it takes is $25 to open your student bank account and start banking with Peoples Security Bank & Trust, your trusted community bank serving Pennsylvania, New York, and New Jersey across 39 branch locations. Students under the age of 18 require an adult to open the account with them.

NO minimum balance.
NO service charges.
$25.00 minimum opening deposit.
Unlimited withdrawals & deposits.

Complete this quick form, CHAT with us, call us at 1.844.PSBT.NOW, or stop by any of our community offices across Pennsylvania, New York, or New Jersey to speak with a banker today.

GET IN TOUCH

or find a branch in PA, NY, or NJ