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Equipment Financing

 

Commercial Equipment Financing with 24-Hour Credit Decisions

1st Equipment Finance1 offers 100% financing on new and used equipment up to $350K with application-only approval2. Flexible loan & lease options for construction, manufacturing, transportation, and technology businesses across Pennsylvania, New Jersey, and New York.

Get Your Credit Decision in 24 Hours 

 

1st Equipment Finance1 - A Division of Peoples Security Bank & Trust

24-Hour Credit Decisions | 100% Financing | Terms Up to 72 Months

Program Highlights

  • ✓New and Used Equipment
  • ✓Application-Only Up to $350K
  • ✓100% Financing Available2
  • ✓Competitive Rates
  • ✓Seasonal and Skip Payment Plans
  • ✓Fully Electronic Process (E-Docs)
  • ✓Municipal Lease and Loan Financing

Equipment We Finance

Construction Commercial Vehicles Manufacturing Cranes Recycling Masonry Landscaping Technology

Financing Options2

  • Equipment Loans
  • $1.00 Buyout (Capital Lease)
  • TRAC Lease for Commercial Vehicles
  • Fair Market Value (FMV) Lease
  • Fixed Purchase Option Lease

 

Equipment Loan & Leasing Programs

Located in Northeastern PA, 1st Equipment Finance1 provides flexible loan and lease options2 for businesses ready to purchase equipment and vendors looking to close more sales.
 

Business Equipment Financing

Finance the equipment your business needs to grow, upgrade, or recover.

From $25,000 to $5M+ in new or used equipment with flexible loan and lease options. Most credit decisions within 24 hours2.
We finance: Construction, commercial vehicles, manufacturing, technology, landscaping, cranes, recycling, masonry, and more.
Program highlights: Application-only up to $350K. Terms up to 72 months. 100% financing available. Seasonal and skip payment options. Fully electronic process. Municipal financing is available.

Need help finding equipment? We'll connect you with trusted vendors in our network.

Learn More Apply Now

Are You a Vendor Looking to Partner With Us?

Help your customers say yes with point-of-sale financing that closes deals.

Partner with 1st Equipment Finance1 to offer your buyers competitive loan and lease options that keep them from shopping elsewhere.
What you get: Dedicated sales rep for your account. Vendor incentive program. Payment quoting support. Buydown rate programs. 24-hour credit decisions2. Fully electronic funding process.
Financing structures: Loans, $1 buyout leases, TRAC leases for commercial vehicles, fair market value leases, fixed purchase options, and municipal financing.

150+ years combined vendor finance experience. We also refer our customers to trusted partners when they're ready to buy.

Learn More Call Us

How It Works

1. Apply
Complete our online application with your business information, equipment details, and vendor contact. Applications requesting up to $350K require no additional financials.

2. Get Approved2
Our team reviews your application and delivers a credit decision within 24 hours of receiving complete information.

3. Get Funded
Once approved, we handle the rest. E-docs and fully electronic processing mean fast funding so you can take delivery of your equipment.

Ready to Finance Your Equipment?

Get a credit decision within 24 hours for most applications with 1st Equipment Finance.

Apply Now

Questions? Call 1.844.449.4448

1st Equipment Finance

DISCLOSURES*

(1) 1st Equipment Finance is a subsidiary of Peoples Security Bank & Trust Company 

(2) All loans are subject to credit approval 

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