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Empower Checking - Second-Chance Checking Account

Sometimes We All Need a Fresh Start

A certified Bank On account, Empower Checking allows safe and affordable banking products for everyone as our premier second-chance checking account available to Pennsylvania, New York, and New Jersey residents. With features designed to promote financial inclusion, it aims to ensure that individuals from all walks of life have access to essential banking services. 
The account offers a low initial deposit requirement, no fees, and easy access to funds through a network of ATMs and online banking options. By bridging the gap between underserved communities and traditional banking systems, Empower Checking fosters a more financially secure future for its customers.

 

GET IN TOUCH  FEATURES

or find a branch in PA, NY, or NJ

 


 

NO Minimum Balance

Keep your account active without worrying about balance requirements.

NO Monthly Fees

Enjoy hassle-free banking with no hidden service charges.

Unlimited Withdrawals

Access your money whenever you need it, with no limits.

FREE Credit Monitoring

Stay on top of your financial health with free credit score & monitoring tools.

55,000+ FREE ATMs

Access to over 55,000 surcharge-free ATMs on the Allpoint® network worldwide.

FREE Digital Banking

Manage your account anywhere, anytime with online and mobile banking.


 

Empower Checking Features - A Certified Bank-On Checking Account

Empower Checking provides a trusted second-chance banking opportunity, giving you the tools and support to rebuild and manage your finances with confidence.

 

Open Your Second-Chance Checking Account Today- Empower Checking

Complete this quick form, CHAT with us, call us at 1.844.PSBT.NOW, or stop by any of our community offices across Pennsylvania, New York or New Jersey to speak with a banker today to open your Empower Checking account. 

GET IN TOUCH 

or find a branch in PA, NY, or NJ

 
 

 

What is a Certified Bank On Checking Account?

A Certified Bank On Checking Account is designed to make banking more accessible, affordable, and secure for everyone. Certified through the national Bank On program by the Cities for Financial Empowerment (CFE) Fund, these accounts meet strict standards for safety and transparency. 
Empower Checking follows these guidelines by offering no overdraft fees, no minimum balance requirements, low or no monthly fees, and free access to online and mobile banking. It’s a reliable way to manage your money and build a strong financial foundation, especially if you're looking for a fresh start with your finances.

 

Your Path to a Second Chance

Everyone deserves a fresh start — and with Empower Checking, you have a clear path to rebuilding your financial future. As a second-chance banking opportunity that’s certified Bank On, Empower Checking is designed to help individuals who may have faced past banking challenges regain access to essential financial tools. With no overdraft fees, no minimum balance requirements, and free digital banking, you can manage your money with confidence and convenience. Empower Checking gives you the opportunity to reestablish positive banking habits, strengthen your financial stability, and move forward with a trusted partner by your side.

 

GET IN TOUCH 

or find a branch in PA, NY, or NJ


 

Digital Banking

View and manage your accounts anytime, anywhere. Enroll in online banking or download PSBT Mobile to get started today.

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Credit Monitoring

Our FREE credit monitoring service will help you better understand your credit and areas to improve upon it.

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PSBT Corner News

Save time and money and learn more about your financial self by exploring our invaluable source of knowledge.  

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Invest

Our team of professionals takes time to understand your goals and offer the solutions you deserve.

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