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Everyday Checking

Take Control Of Your Finances with this Popular Day-to-Day Checking Account

With features such as unlimited deposit and withdrawals, easy online account access, and a network of over 55,000 surcharge-free ATMs, managing your finances has never been simpler with Peoples Security Bank & Trust’s Everyday Checking account. You can enjoy seamless transactions, whether it's paying bills, transferring money, or setting up direct deposits, all from the convenience of your home or on the go with free mobile banking. Discover the benefits of Everyday Checking today and take the first step toward effortless banking.

or find a branch in PA, NY, or NJ

Manage Day-to-Day Spending

Stay in control of your daily transactions with a free debit card and unlimited withdrawals.

Over 55,000 Surcharge-Free ATMs

Avoid unnecessary fees with access to more than 55,000 surcharge-free ATMs through the Allpoint® network

Bank Anywhere, Anytime

With free online and mobile banking, Everyday Checking makes it easy to move money, pay bills, and more.

Skip the Fees with Smart Balances

Maintain a $100 daily balance or set up direct deposit to enjoy fee-free everyday banking

Everyday Checking Account Features

Minimum opening deposit: $25.00
Withdrawals & Deposits: Unlimited
Monthly Service Fee:
- $5.00 monthly service charge if average daily balance* falls below $100.00
- No-fee checking account for daily balances over $100 or recurring direct deposit.
Minimum Balance: Checking account with low minimum daily balance required
FREE MasterCard® Debit Card: Easy way to manage your day-to-day expenses
ATMs: Access to over 55,000 surcharge-free ATMs on the Allpoint® network worldwide
FREE Online & Mobile Banking

DISCLOSURES*

*Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Apply for an Everyday Checking Account

Applying for an Everyday Checking Account at Peoples Security Bank & Trust is straightforward and convenient. You can contact us using the below contact form, find a branch near you, or give us a call at 1.844.PSBT.NOW!

or find a branch in PA, NY, or NJ

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Everyday Checking Account FAQs

You can open up an Everyday Checking account at Peoples Security Bank & Trust by visiting us in-person at any of our 39 conveniently located Peoples Security Bank & Trust branches in PA, NY, and NJ.

By setting up direct deposit or maintaining a daily balance of at least $100, avoiding overdraft fees, signing up for electronic statements and using ATMs on the Allpoint network, you can stay fee-free on your Peoples Security Bank & Trust Everyday Checking account.

To find a surcharge-free ATM near you to withdraw money from your checking account, download the Allpoint mobile app or visit allpointnetwork.com.

As a general rule of thumb, financial experts recommend you keep at least 2-3 months of living expenses in your checking account as a safety net. This will help you avoid fees, overdrafts, and feel more financially secure in the event of the unexpected.
BLOG: How much should I keep in my checking account?

Get started today!

Complete this quick form, CHAT with us, call us at 1.844.PSBT.NOW, or stop by any of our community offices across Pennsylvania, New York or New Jersey to speak with a banker today.

or find a branch in PA, NY, or NJ

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