Can I open an Everyday Checking account online?

Yes, you can open an Everyday Checking account online in minutes with just a $25 minimum deposit. You can also open an account at any of PSBT's 40 branch locations across Pennsylvania, New York, and New Jersey.

How do I avoid the monthly minimum balance fee on my Everyday Checking account?

You can avoid the $5.00 monthly minimum balance fee by either maintaining a $100.00 average daily balance during the statement period, or by setting up at least one recurring direct deposit per statement cycle. Qualifying direct deposits include employer payroll, Social Security benefits, pension payments, and government benefits.

Are there transaction limits on Everyday Checking accounts?

No, Everyday Checking accounts have unlimited deposits and withdrawals. The daily debit card transaction limit is 25 transactions per day.

Where can I find surcharge-free ATMs for my Everyday Checking account?

Everyday Checking account holders have access to over 55,000 surcharge-free ATMs nationwide through the Allpoint network. You can locate ATMs using the Allpoint ATM locator or through the PSBT mobile banking app.

What counts as direct deposit for my Everyday Checking account?

Qualifying direct deposits include employer payroll, Social Security benefits, pension payments, and government benefits. At least one recurring direct deposit per statement cycle is required to waive the monthly minimum balance fee.

How much should I keep in my Everyday Checking account?

To avoid the $5.00 monthly minimum balance fee, maintain an average daily balance of at least $100.00 during each statement period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing by the number of days in the period.

Can I deposit checks with my phone to my Everyday Checking account?

Yes, mobile check deposit is included free with your Everyday Checking account. You can deposit checks anytime using the PSBT mobile banking app.

Is my money insured in my Everyday Checking account?

Yes, deposits in your Everyday Checking account at Peoples Security Bank & Trust are FDIC insured up to the maximum amount allowed by law.

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PSBT Future Leaders Internship Program

Your career doesn't start after graduation - it starts with opportunity.

APPLY TODAY

Launch Your Career with the PSBT Future Leaders Internship Program

The PSBT Future Leaders Internship Program is designed for ambitious college students and recent graduates who are ready to move beyond the classroom and into real-world impact. If you're curious about how banking, finance, technology, compliance, legal, or business operations truly work — and want meaningful experience that sets you apart — this program was built for you.

This isn’t job shadowing. This is hands-on, project-driven, career-building experience.

Why This Matters To You

Turn Knowledge into Experience
Employers value more than degrees — they value experience. At PSBT, you’ll work on meaningful projects that support real business needs. You won’t observe from the sidelines; you’ll contribute in ways that build confidence, sharpen skills, and strengthen your résumé.

Discover Where You Belong
Still exploring your career path? Perfect. Our internship program gives you exposure to key areas of the organization, including: Banking and Finance, Information Technology, Legal and Compliance, Operations and Business Support Functions. You’ll gain clarity about what excites you and where your strengths shine.

Learn From Professionals Who Invest in You
Work alongside experienced leaders and team members who are committed to mentoring early-career talent. Ask questions, share ideas, and take on new challenges. You'll build relationships and gain guidance that extends well beyond the summer.

Build Skills That Last
Develop foundational professional skills that employers value everywhere — communication, critical thinking, collaboration, project ownership, and professional confidence. This is structured, intentional development designed to prepare you for long-term success, not just a summer role.

More Than an Internship — It’s a Launchpad

The PSBT Future Leaders Internship Program was created as a strategic pathway for future talent across the 15 counties we serve throughout Pennsylvania, New York, and New Jersey. For you, that means:

Access to meaningful career opportunities close to home
Exposure to an organization committed to long-term growth
The chance to build a professional network within your community
A potential pathway toward future career opportunities

We believe local talent strengthens local communities — when you grow, our communities grow too. Internship opportunities may be available throughout our service areas in Pennsylvania, New York, and New Jersey, with specific locations determined by business needs and operational capacity. No matter the location, our commitment remains the same: to provide valuable, growth-focused experiences in the communities we proudly serve.