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Your Money is Well Protected

You work hard for your money. Bank confidently knowing that those hard-earned funds are safe and protected at PSBT. Peoples Security Bank offers CDARS® & ICS® for any eligible accounts that exceed the $250,000 FDIC limit. These two programs would extend FDIC insurance for the full value of your deposits and allow you the peace of mind knowing that funds greater than $250,000 can still be protected by FDIC insurance through a single bank relationship.

About CDARS® (Certificate of Deposit Account Registry Service®)

CDARS® is the easiest and most convenient way to enjoy full FDIC insurance on your CD investment over $250,000. With CDARS®, you gain access to:

  • Safety - Be rest assured knowing that your deposits are fully covered by FDIC insurance.
  • Convenience - Access multi-million dollar FDIC insurance on CD investments by working directly with PSBT - a bank you know and trust.
  • Earn Interest - Lock in an interest rate for each CD maturity and enjoy the option of reinvesting funds through a simple process. 
  • One Statement - Receive one simple statement summarizing your CDARS® holdings. 

About ICS® (Insured Cash Sweep® Service)

ICS® is a smart, secure, and convenient way to safeguard your large deposits. With ICS®, you gain access to:

  • Peace of Mind - Enjoy FDIC insurance on your secured deposits over $250,000 with ICS®.
  • Convenience - Our goal is making this process easier for our customers while maintaining a single banking relationship with Peoples Security Bank.
  • Earn Interest - Put excess cash balances to work by placing funds into accounts covered by ICS®.
  • One Statement - You'll receive a regular monthly statement showing your ICS® balances and other key information. 

FDIC Insurance Information


CDARS and ICS are registered service marks of IntraFi Network LLC.

PSBT Receives 5-star Superior Rating

PSBT recently received a 5-Star Superior Rating from BauerFinancial, Inc.