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Business Savings

Your Money Should Work Harder Than You Do

We understand the time and money that you need to invest in your business. Whether you are looking to maintain liquidity, increase your reserves, or both, we have a savings solution to help your business grow.

Free Digital Banking

Free Business Debit Card

Access to Quickbooks

Customized Sweep Solutions

Business CDs

Peoples Security Bank & Trust offers CDs for various terms with competitive interest rates5.

  • Fixed interest rate
  • Full range of maturity date options from 3 months up to 84 months
  • Choice of interest payment options
  • Competitive rates

Money Market Account

This account earns a competitive rate of interest on your funds. Tiered balances offer you the benefit of earning more interest based on your account balance.

  • $2,500 minimum initial deposit
  • NO monthly service charge with a minimum balance of $2,5006
  • Interest is based on the following tiers7 
    • $2,500.00 - $24,999.99
    • $25,000.00 - $49,999.99
    • $50,000.00 - $499,999.99
    • $500,000.00 - $4,999,999.99
    • $5,000,000.00 or more


(1) $5 monthly service charge for balances below $100.

(2) Variable interest rate subject to change at bank’s discretion. Interest is compounded quarterly and paid quarterly to account at the end of the following months: February, May, August and November.

(3) $25 service charge each quarter if balance falls below $2,500.

(4) Variable interest rate subject. to change at bank's discretion. Interest is compounded quarterly and paid quarterly at the end of the following months: March, June, September and December.

(5) Rates are subject to change at the bank’s discretion. You may contact any branch location to obtain the most current rate and APY information. For variable rate accounts, rate may change after account opening. Minimum balance required to open/obtain Annual Percentage Yield (APY). A penalty may be imposed for early withdrawal. Fees may reduce earnings.

(6) $8 monthly service charge if daily balance falls below $2,500.

(7) Interest rates are variable. Balances between $1,000-$2,499 will accrue interest at the prevailing NOW account rate. Call your local branch or visit our Rates page for current rates.