Deposit Rates

Checking Accounts¹

Account	Minimum Opening Deposit	Balance Required to Obtain APY	Interest Rate	APY¹
Personal Interest Checking⁵	$25	$0.01 or more	0.05%	0.05%
MaxEarnings Checking⁵	$25	$0.01 - $5,000.00 $5,000.01 or more	4.89% 0.05%	5.00% 5.00-0.05%²
Micro Business MaxEarnings Checking⁵	$25	$0.01 - $5,000.00 $5,000.01 or more	4.89% 0.05%	5.00% 5.00-0.05%²

Savings Accounts¹

Account	Minimum Opening Deposit	Balance Required to Obtain the APY	Interest Rate	APY¹
Everyday Saver⁵	$25	$0.01 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 or more	0.05% 0.15% 0.20%	0.05% 0.15% 0.20%
MaxEarnings Saver⁵	$25	$0.01 - $24,999.99 $25,000 or more	0.20% 0.05%	0.20% 0.20 - 0.08%³
Anytime Savers Club⁵	$10	no minimum	0.03%	0.03%
Student Saver⁵	$25	no minimum	0.05%	0.05%
Business Savings⁵	$100	$100.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 or more	0.05% 0.15% 0.20%	0.05% 0.15% 0.20%

Individual Retirement Accounts^4,5

APY is based on a balance of $1,000.

Account	Minimum Opening Deposit	Balance Required to Obtain the APY	Interest Rate	APY⁴
12 Month IRA/Roth	$1,000	$1,000 - $49.999 $50,000 - $99,999 $100,000 - $249,999	2.48% 2.97% 3.36%	2.50% 3.00% 3.40%
24 Month IRA/Roth	$1,000	$1,000 - $49.999 $50,000 - $99,999 $100,000 - $249,999	1.15% 1.39% 1.54%	1.15% 1.40% 1.55%
48 Month IRA/Roth	$1,000	$1,000 - $49.999 $50,000 - $99,999 $100,000 - $249,999	1.05% 1.29% 1.39%	1.05% 1.30% 1.40%
60 Month IRA/Roth	$1,000	$1,000 - $49.999 $50,000 - $99,999 $100,000 - $249,999	1.00% 1.24% 1.34%	1.00% 1.25% 1.35%

Certificates of Deposit^4,5,6

Minimum to open is $1,000.

Account	Minimum Opening Deposit	Balance Required to Obtain the APY	Interest Rate	APY⁴
3 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	0.50% 0.75% 1.00%	0.50% 0.75% 1.00%
6 Months	$1,000	$0.01 - $49.999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	1.99% 2.48% 3.21%	2.00% 2.50% 3.25%
9 Months	$1,000	$0.01 - $49.999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	2.23% 2.72% 3.45%	2.25% 2.75% 3.49%
12 Months	$1,000	$0.01 - $49.999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	2.48% 2.97% 3.36%	2.50% 3.00% 3.40%
18 Months	$1,000	$0.01 - $49.999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	1.24% 1.49% 1.64%	1.25% 1.50% 1.65%
24 Months	$1,000	$0.01 - $49.999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	1.15% 1.39% 1.54%	1.15% 1.40% 1.55%
36 Months	$1,000	$0.01 - $49.999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	1.10% 1.34% 1.44%	1.10% 1.35% 1.45%
48 Months	$1,000	$0.01 - $49.999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	1.05% 1.29% 1.39%	1.05% 1.30% 1.40%
60 Months	$1,000	$0.01 - $49.999.99 $50,000 - $99,999.99 $100,000 - $249,999.99	1.00% 1.24% 1.34%	1.00% 1.25% 1.35%

Money Market Accounts¹

Account	Balance Required to Obtain the APY	Interest Rate	APY¹
Personal Money Market⁵	$2,500.00 - $99,999.99 $100,000.00 - $249,999.00 $250,000.00 - $999,999.99 $1,000,000.00 - $4,999,999.99 $5,000,000.00 or more	0.05% 0.10% 0.15% 0.30% 0.45%	0.05% 0.10% 0.15% 0.30% 0.45%
Personal Relationship Money Market⁵	$2,500.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 - $999,999.99 $1,000,000.00 - $4,999,999.99 $5,000,000.00 or more	0.50% 0.65% 1.07% 1.29% 2.11%	0.50% 0.65% 1.08% 1.30% 2.13%
Business Money Market⁵	$2,500.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 - $999,999.99 $1,000,000.00 - $4,999,999.99 $5,000,000.00 or more	0.05% 0.50% 0.75% 1.44% 2.11%	0.05% 0.50% 0.75% 1.45% 2.13%
Business Relationship Money Market⁵	$2,500.00 - $99,999.99	0.25%	0.25%
	$100,000.00 - $249,999.99	0.60%	0.60%
	$250,000.00 - $999,999.99	1.00%	1.00%
	$1,000,000.00 - $4,999,999.99 $5,000,000.00 or more	2.47% 3.44%	2.50% 3.50%

Checking Accounts¹

Personal Interest Checking⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 or more
Interest Rate 0.05%
APY 0.05%

MaxEarnings Checking⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 - $5,000.00
Interest Rate 4.89%
APY 5.00%
Balance Required to Obtain APY $5,000.01 or more
Interest Rate 0.05%
APY 5.00-0.05%²

Micro Business MaxEarnings Checking⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 - $5,000.00
Interest Rate 4.89%
APY 5.00%
Balance Required to Obtain APY $5,000.01 or more
Interest Rate 0.05%
APY 5.00-0.05%²

Money Market Accounts¹

Personal Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.05%
APY 0.05%
Balance Required to Obtain APY $100,000.00 - $249,999.00
Interest Rate 0.10%
APY 0.10%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 0.15%
APY 0.15%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 0.30%
APY 0.30%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 0.45%
APY 0.45%

Personal Relationship Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.50%
APY 0.50%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.65%
APY 0.65%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 1.07%
APY 1.08%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 1.29%
APY 1.30%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 2.11%
APY 2.13%

Business Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.05%
APY 0.05%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.50%
APY 0.50%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 0.75%
APY 0.75%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 1.44%
APY 1.45%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 2.11%
APY 2.13%

Business Relationship Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.25%
APY 0.25%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.60%
APY 0.60%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 1.00%
APY 1.00%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 2.47%
APY 2.50%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 3.44%
APY 3.50%

Savings Accounts¹

Everyday Saver⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 0.05%
APY 0.05%
Balance Required to Obtain APY $50,000.00 - $99,999.99
Interest Rate 0.15%
APY 0.15%
Balance Required to Obtain APY $100,000.00 or more
Interest Rate 0.20%
APY 0.20%

MaxEarnings Saver⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 - $24,999.99
Interest Rate 0.20%
APY 0.20%
Balance Required to Obtain APY $25,000 or more
Interest Rate 0.05%
APY 0.20 - 0.08%³

Anytime Savers Club⁵
Minimum Opening Deposit $10
Balance Required to Obtain APY no minimum
Interest Rate 0.03%
APY 0.03%

Student Saver⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY no minimum
Interest Rate 0.05%
APY 0.05%

Business Savings⁵
Minimum Opening Deposit $100
Balance Required to Obtain APY $100.00 - $49,999.99
Interest Rate 0.05%
APY 0.05%
Balance Required to Obtain APY $50,000.00 - $99,999.99
Interest Rate 0.15%
APY 0.15%
Balance Required to Obtain APY $100,000.00 or more
Interest Rate 0.20%
APY 0.20%

Certificates of Deposit^4,5

APY is based on a balance of $1,000.

3 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 0.50%
APY 0.50%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 0.75%
APY 0.75%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.00%
APY 1.00%

6 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.99%
APY 2.00%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 2.48%
APY 2.50%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 3.21%
APY 3.25%

9 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 2.23%
APY 2.25%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 2.72%
APY 2.75%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 3.45%
APY 3.49%

12 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 2.48%
APY 2.50%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 2.97%
APY 3.00%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 3.36%
APY 3.40%

18 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.24%
APY 1.25%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.49%
APY 1.50%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.64%
APY 1.65%

24 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.15%
APY 1.15%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.39%
APY 1.40%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.54%
APY 1.55%

36 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.10%
APY 1.10%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.34%
APY 1.35%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.44%
APY 1.45%

48 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.05%
APY 1.05%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.29%
APY 1.30%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.39%
APY 1.40%

60 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.00%
APY 1.00%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.24%
APY 1.25%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.34%
APY 1.35%

Individual Retirement Accounts^4,5

APY is based on a balance of $1,000.

12 Month IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 2.48%
APY 2.50%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 2.97%
APY 3.00%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 3.36%
APY 3.40%

24 Month IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.15%
APY 1.15%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.39%
APY 1.40%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.54%
APY 1.55%

48 Month IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.05%
APY 1.05%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.29%
APY 1.30%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.39%
APY 1.40%

60 Month IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.00%
APY 1.00%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.24%
APY 1.25%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.34%
APY 1.35%

Certificates of Deposit^{4,5, 6}

Minimum to open is $1,000.

3 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 0.50%
APY⁴ 0.50%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 0.75%
APY⁴ 0.75%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.00%
APY⁴ 1.00%

6 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.99%
APY⁴ 2.00%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.48%
APY⁴ 2.50%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 3.21%
APY⁴ 3.25%

9 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 2.23%
APY⁴ 2.25%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.72%
APY⁴ 2.75%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 3.45%
APY⁴ 3.49%

12 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01- $49,999.99
Interest Rate 2.48%
APY⁴ 2.50%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.97%
APY⁴ 3.00%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 3.36%
APY⁴ 3.40%

18 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01- $49,999.99
Interest Rate 1.24%
APY⁴ 1.25%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.49%
APY⁴ 1.50%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.64%
APY⁴ 1.65%

24 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01- $49,999.99
Interest Rate 1.15%
APY⁴ 1.15%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.39%
APY⁴ 1.40%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.54%
APY⁴ 1.55%

36 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01- $49,999.99
Interest Rate 1.10%
APY⁴ 1.10%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.34%
APY⁴ 1.35%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.44%
APY⁴ 1.45%

48 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01- $49,999.99
Interest Rate 1.05%
APY⁴ 1.05%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.29%
APY⁴ 1.30%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.39%
APY⁴ 1.40%

60 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01- $49,999.99
Interest Rate 1.00%
APY⁴ 1.00%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.24%
APY⁴ 1.25%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.34%
APY⁴ 1.35%

Money Market Accounts¹

Personal Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.05%
APY 0.05%
Balance Required to Obtain APY $100,000.00 - $249,999.00
Interest Rate 0.10%
APY 0.10%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 0.15%
APY 0.15%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 0.30%
APY 0.30%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 0.45%
APY 0.45%

Personal Relationship Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.50%
APY 0.50%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.65%
APY 0.65%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 1.07%
APY 1.08%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 1.29%
APY 1.30%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 2.11%
APY 2.13%

Business Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.05%
APY 0.05%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.50%
APY 0.50%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 0.75%
APY 0.75%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 1.44%
APY 1.45%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 2.11%
APY 2.13%

Business Relationship Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.25%
APY 0.25%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.60%
APY 0.60%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 1.00%
APY 1.00%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 2.47%
APY 2.50%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 3.44%
APY 3.50%

Accounts enrolled to receive electronic statements only will not incur a statement fee. A $2 paper statement fee will be charged per statement cycle effective 10/1/22. Must be currently enrolled in PSBT Online Banking in order to receive eStatements.

(1) Annual Percentage Yields (APYs) and interest rates are variable and may change at any time including after account is opened. APYs and interest rates are accurate as of 06.21.2025. You may contact any branch location to obtain the most current rate and APY information. Fees may reduce earnings.

(2) Balances over $5,000 earn 0.05% interest rate on the portion of the balance over $5,000, resulting in a range from 5.00% to 0.05% APY depending on the balance. This range assumes a $5,000.01 - $110,000 account balance, although higher balances are accepted.

(3) Balances over $25,000 earn 0.05% interest rate on the portion of balance over $25,000, resulting in a range from 0.20% - 0.08% APY, depending on the balance. This range assumes a $25,000.01 - $110,000 account balance, although higher balances are accepted.

(4) Annual Percentage Yields (APYs) and interest rates are accurate as of 06.21.2025. You must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. A penalty may be imposed for early withdrawal.

(5) To view complete account details, please click on the account name.

(6) A withdrawal along with any penalties imposed may reduce earnings.

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Deposit Rates

Checking Accounts¹

Savings Accounts¹

Individual Retirement Accounts^4,5

Certificates of Deposit^4,5,6

Money Market Accounts¹

Checking Accounts¹

Money Market Accounts¹

Savings Accounts¹

Certificates of Deposit^4,5

Individual Retirement Accounts^4,5

Certificates of Deposit^{4,5, 6}

Money Market Accounts¹

DISCLOSURES

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Invest with Confidence

Invest in Yourself

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Deposit Rates

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Savings Accounts1

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Individual Retirement Accounts4,5

Certificates of Deposit Rates

Certificates of Deposit4,5,6

Money Market Rates

Money Market Accounts1

Checking Accounts

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Money Market Accounts1

Savings Accounts

Savings Accounts1

Certificates of Deposit

Certificates of Deposit4,5

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Individual Retirement Accounts4,5

Certificates of Deposit Rates

Certificates of Deposit4,5, 6

Money Market Rates

Money Market Accounts1

DISCLOSURES

Enrolling is simple!

Financial Confidence

Your business deserves better

Invest with Confidence

Invest in Yourself

Financial Calculators

Checking Accounts¹

Savings Accounts¹

Individual Retirement Accounts^4,5

Certificates of Deposit^4,5,6

Money Market Accounts¹

Checking Accounts¹

Money Market Accounts¹

Savings Accounts¹

Certificates of Deposit^4,5

Individual Retirement Accounts^4,5

Certificates of Deposit^{4,5, 6}

Money Market Accounts¹

Your business
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