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Deposit Rates

Checking Accounts¹

Account	Minimum Opening Deposit	Balance Required to Obtain APY	Interest Rate	APY¹
Personal Interest Checking⁵	$25	$0.01 or more	0.05%	0.05%
MaxEarnings Checking⁵	$25	$0.01 - $5,000.00 $5,000.01 or more	4.89% 0.05%	5.00% 5.00-0.05%²
Micro Business MaxEarnings Checking⁵	$25	$0.01 - $5,000.00 $5,000.01 or more	4.89% 0.05%	5.00% 5.00-0.05%²

Savings Accounts¹

Account	Minimum Opening Deposit	Balance Required to Obtain the APY	Interest Rate	APY¹
Everyday Saver⁵	$25	$0.01 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 or more	0.05% 0.15% 0.20%	0.05% 0.15% 0.20%
MaxEarnings Saver⁵	$25	$0.01 - $24,999.99 $25,000 or more	0.20% 0.05%	0.20% 0.20 - 0.08%³
Anytime Savers Club⁵	$10	no minimum	0.03%	0.03%
Student Saver⁵	$25	no minimum	0.05%	0.05%
Business Savings⁵	$100	$100.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 or more	0.05% 0.15% 0.20%	0.05% 0.15% 0.20%

Individual Retirement Accounts^4,5

APY is based on a balance of $1,000. For Relationship IRAs, the primary account holder must have at least one active consumer checking account that has direct deposit, online banking, and a debit card.

Account	Minimum Opening Deposit	Balance Required to Obtain the APY	Interest Rate	APY⁴
12 Month IRA/Roth	$1,000	$1,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $999,999.99	1.84% 2.62% 2.77% 2.97%	1.85% 2.65% 2.80% 3.00%
12 Month Relationship IRA/Roth	$1,000	$1,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $999,999.99	2.38% 2.87% 3.02% 3.21%	2.40% 2.90% 3.05% 3.25%
24 Month IRA/Roth	$1,000	$1,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $999,999.99	1.15% 1.39% 1.54% 1.64%	1.15% 1.40% 1.55% 1.65%
24 Month Relationship IRA/Roth	$1,000	$1,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $999,999.99	1.39% 1.64% 1.79% 1.89%	1.40% 1.65% 1.80% 1.90%
48 Month IRA/Roth	$1,000	$1,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $999,999.99	1.05% 1.29% 1.39% 1.54%	1.05% 1.30% 1.40% 1.55%
48 Month Relationship IRA/Roth	$1,000	$1,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $999,999.99	1.29% 1.54% 1.64% 1.79%	1.30% 1.55% 1.65% 1.80%
60 Month IRA/Roth	$1,000	$1,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $999,999.99	1.00% 1.24% 1.34% 1.49%	1.00% 1.25% 1.35% 1.50%
60 Month Relationship IRA/Roth	$1,000	$1,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 - $999,999.99	1.24% 1.49% 1.59% 1.74%	1.25% 1.50% 1.60% 1.75%

Certificates of Deposit^4,5,6

Minimum to open is $1,000. For Relationship CDs, the primary account holder must have at least one active consumer checking account that has direct deposit, online banking, and a debit card.

Account	Minimum Opening Deposit	Balance Required to Obtain the APY	Interest Rate	APY⁴
3 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	0.50% 0.75% 1.00% 1.23%	0.50% 0.75% 1.00% 1.24%
3 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.00% 1.24% 1.49% 1.73%	1.00% 1.25% 1.50% 1.74%
6 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.73% 2.08% 2.48% 2.87%	1.74% 2.10% 2.50% 2.90%
6 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	2.48% 2.92% 3.16% 3.41%	2.50% 2.95% 3.20% 3.45%
9 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.94% 2.13% 2.87% 3.06%	1.95% 2.15% 2.90% 3.10%
9 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	2.48% 2.92% 3.16% 3.41%	2.50% 2.95% 3.20% 3.45%
12 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.84% 2.62% 2.77% 2.97%	1.85% 2.65% 2.80% 3.00%
12 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	2.38% 2.87% 3.02% 3.21%	2.40% 2.90% 3.05% 3.25%
18 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.23% 1.48% 1.63% 1.73%	1.24% 1.49% 1.64% 1.74%
18 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.49% 1.74% 1.89% 1.99%	1.50% 1.75% 1.90% 2.00%
24 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.15% 1.39% 1.54% 1.64%	1.15% 1.40% 1.55% 1.65%
24 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.39% 1.64% 1.79% 1.89%	1.40% 1.65% 1.80% 1.90%
36 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.10% 1.34% 1.44% 1.59%	1.10% 1.35% 1.45% 1.60%
36 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.34% 1.59% 1.69% 1.84%	1.35% 1.60% 1.70% 1.85%
48 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.05% 1.29% 1.39% 1.54%	1.05% 1.30% 1.40% 1.55%
48 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.29% 1.54% 1.64% 1.79%	1.30% 1.55% 1.65% 1.80%
60 Months	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.00% 1.24% 1.34% 1.49%	1.00% 1.25% 1.35% 1.50%
60 Month Relationship	$1,000	$0.01 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $999,999.99	1.24% 1.49% 1.59% 1.74%	1.25% 1.50% 1.60% 1.75%

Money Market Accounts¹

Account	Balance Required to Obtain the APY	Interest Rate	APY¹
Personal Money Market⁵	$2,500.00 - $99,999.99 $100,000.00 - $249,999.00 $250,000.00 - $999,999.99 $1,000,000.00 - $4,999,999.99 $5,000,000.00 or more	0.05% 0.10% 0.15% 0.30% 0.45%	0.05% 0.10% 0.15% 0.30% 0.45%
Personal Relationship Money Market⁵	$2,500.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 - $999,999.99 $1,000,000.00 - $4,999,999.99 $5,000,000.00 or more	0.50% 0.65% 1.07% 1.29% 2.11%	0.50% 0.65% 1.08% 1.30% 2.13%
Business Money Market⁵	$2,500.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 - $999,999.99 $1,000,000.00 - $4,999,999.99 $5,000,000.00 or more	0.05% 0.50% 0.75% 1.44% 2.11%	0.05% 0.50% 0.75% 1.45% 2.13%
Business Relationship Money Market⁵	$2,500.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00 - $999,999.99 $1,000,000.00 - $4,999,999.99 $5,000,000.00 or more	0.25% 0.60% 1.00% 2.47% 3.44%	0.25% 0.60% 1.00% 2.50% 3.50%

Checking Accounts¹

Personal Interest Checking⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 or more
Interest Rate 0.05%
APY¹ 0.05%

MaxEarnings Checking⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 - $5,000.00
Interest Rate 4.89%
APY¹ 5.00%
Balance Required to Obtain APY $5,000.01 or more
Interest Rate 0.05%
APY¹ 5.00-0.05%²

Micro Business MaxEarnings Checking⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 - $5,000.00
Interest Rate 4.89%
APY¹ 5.00%
Balance Required to Obtain APY $5,000.01 or more
Interest Rate 0.05%
APY¹ 5.00-0.05%²

Savings Accounts¹

Everyday Saver⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 0.05%
APY¹ 0.05%
Balance Required to Obtain APY $50,000.00 - $99,999.99
Interest Rate 0.15%
APY¹ 0.15%
Balance Required to Obtain APY $100,000.00 or more
Interest Rate 0.20%
APY¹ 0.20%

MaxEarnings Saver⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY $0.01 - $24,999.99
Interest Rate 0.20%
APY¹ 0.20%
Balance Required to Obtain APY $25,000 or more
Interest Rate 0.05%
APY¹ 0.20 - 0.08%³

Anytime Savers Club⁵
Minimum Opening Deposit $10
Balance Required to Obtain APY no minimum
Interest Rate 0.03%
APY¹ 0.03%

Student Saver⁵
Minimum Opening Deposit $25
Balance Required to Obtain APY no minimum
Interest Rate 0.05%
APY¹ 0.05%

Business Savings⁵
Minimum Opening Deposit $100
Balance Required to Obtain APY $100.00 - $49,999.99
Interest Rate 0.05%
APY¹ 0.05%
Balance Required to Obtain APY $50,000.00 - $99,999.99
Interest Rate 0.15%
APY¹ 0.15%
Balance Required to Obtain APY $100,000.00 or more
Interest Rate 0.20%
APY¹ 0.20%

Individual Retirement Accounts^4,5

12 Month IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.84%
APY⁴ 1.85%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 2.62%
APY⁴ 2.65%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 2.77% APY⁴ 2.80%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 2.97%
APY⁴ 3.00%
12 Month Relationship IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 2.38 %
APY⁴ 2.40%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 2.87%
APY⁴ 2.90%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 3.02%
APY⁴ 3.05%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 3.21%
APY⁴ 3.25%

24 Month IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.15%
APY⁴ 1.15%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.39%
APY⁴ 1.40%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.54%
APY⁴ 1.55%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 1.64%
APY⁴ 1.65%
24 Month Relationship IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.39%
APY⁴ 1.40%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.64%
APY⁴ 1.65%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.79%
APY⁴ 1.80%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 1.89%
APY⁴ 1.90%

48 Month IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.05%
APY⁴ 1.05%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.29%
APY⁴ 1.30%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.39%
APY⁴ 1.40%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 1.54%
APY⁴ 1.55%
48 Month Relationship IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.29%
APY⁴ 1.30%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.54%
APY⁴ 1.55%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.64%
APY⁴ 1.65%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 1.79%
APY⁴ 1.80%

60 Month IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.00%
APY⁴ 1.00%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.24%
APY⁴ 1.25%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.34%
APY⁴ 1.35%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 1.49%
APY⁴ 1.50%
60 Month Relationship IRA/Roth
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999
Interest Rate 1.24%
APY⁴ 1.25%
Balance Required to Obtain APY $50,000 - $99,999
Interest Rate 1.49%
APY⁴ 1.50%
Balance Required to Obtain APY $100,000 - $249,999
Interest Rate 1.59%
APY⁴ 1.60%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 1.74%
APY⁴ 1.75%

Certificates of Deposit^4,5,6

Minimum to open is $1,000. For Relationship CDs, the primary account holder must have at least one active consumer checking account that has direct deposit, online banking, and a debit card.

3 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 0.50%
APY⁴ 0.50%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 0.75%
APY⁴ 0.75%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.00%
APY⁴ 1.00%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.23%
APY⁴ 1.24%
3 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.00%
APY⁴ 1.00%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.24%
APY⁴ 1.25%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.49%
APY⁴ 1.50%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.73%
APY⁴ 1.74%

6 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.73%
APY⁴ 1.74%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.08%
APY⁴ 2.10%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 2.48%
APY⁴ 2.50%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 2.87%
APY⁴ 2.90%
6 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 2.48%
APY⁴ 2.50%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.92%
APY⁴ 2.95%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 3.16%
APY⁴ 3.20%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 3.41%
APY⁴ 3.45%

9 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.94%
APY⁴ 1.95%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.13%
APY⁴ 2.15%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 2.87%
APY⁴ 2.90%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 3.06%
APY⁴ 3.10%
9 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 2.48%
APY⁴ 2.50%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.92%
APY⁴ 2.95%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 3.16%
APY⁴ 3.20%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 3.41%
APY⁴ 3.45%

12 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.84%
APY⁴ 1.85%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.62%
APY⁴ 2.65%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 2.77%
APY⁴ 2.80%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 2.97%
APY⁴ 3.00%
12 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 2.38%
APY⁴ 2.40%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 2.87%
APY⁴ 2.90%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 3.02%
APY⁴ 3.05%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 3.21%
APY⁴ 3.25%

18 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.23%
APY⁴ 1.24%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.48%
APY⁴ 1.49%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.63%
APY⁴ 1.64%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.73%
APY⁴ 1.74%
18 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.49%
APY⁴ 1.50%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.74%
APY⁴ 1.75%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.89%
APY⁴ 1.90%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.99%
APY⁴ 2.00%

24 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.15%
APY⁴ 1.15%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.39%
APY⁴ 1.40%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.54%
APY⁴ 1.55%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 1.64%
APY¹ 1.65%
24 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.39%
APY⁴ 1.40%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.64%
APY⁴ 1.65%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.79%
APY⁴ 1.80%
Balance Required to Obtain APY $250,000 - $999,999
Interest Rate 1.89%
APY¹ 1.90%

36 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.10%
APY⁴ 1.10%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.34%
APY⁴ 1.35%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.44%
APY⁴ 1.45%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.59%
APY⁴ 1.60%
36 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.34%
APY⁴ 1.35%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.59%
APY⁴ 1.60%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.69%
APY⁴ 1.70%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.84%
APY⁴ 1.85%

48 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999.99
Interest Rate 1.05%
APY⁴ 1.05%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.29%
APY⁴ 1.30%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.39%
APY⁴ 1.40%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.54%
APY⁴ 1.55%
48 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $1,000 - $49,999.99
Interest Rate 1.29%
APY⁴ 1.30%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.54%
APY⁴ 1.55%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.64%
APY⁴ 1.65%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.79%
APY⁴ 1.80%

60 Months
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.00%
APY⁴ 1.00%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.24%
APY⁴ 1.25%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.34%
APY⁴ 1.35%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.49%
APY⁴ 1.50%
60 Month Relationship
Minimum Opening Deposit $1,000
Balance Required to Obtain APY $0.01 - $49,999.99
Interest Rate 1.24%
APY⁴ 1.25%
Balance Required to Obtain APY $50,000 - $99,999.99
Interest Rate 1.49%
APY⁴ 1.50%
Balance Required to Obtain APY $100,000 - $249,999.99
Interest Rate 1.59%
APY⁴ 1.60%
Balance Required to Obtain APY $250,000 - $999,999.99
Interest Rate 1.74%
APY⁴ 1.75%

Money Market Accounts¹

Personal Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.05%
APY¹ 0.05%
Balance Required to Obtain APY $100,000.00 - $249,999.00
Interest Rate 0.10%
APY¹ 0.10%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 0.15%
APY¹ 0.15%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 0.30%
APY¹ 0.30%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 0.45%
APY¹ 0.45%

Personal Relationship Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.50%
APY¹ 0.50%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.65%
APY¹ 0.65%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 1.07%
APY¹ 1.08%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 1.29%
APY¹ 1.30%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 2.11%
APY¹ 2.13%

Business Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.05%
APY¹ 0.05%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.50%
APY¹ 0.50%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 0.75%
APY¹ 0.75%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 1.44%
APY¹ 1.45%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 2.11%
APY¹ 2.13%

Business Relationship Money Market⁵
Balance Required to Obtain APY $2,500.00 - $99,999.99
Interest Rate 0.25%
APY¹ 0.25%
Balance Required to Obtain APY $100,000.00 - $249,999.99
Interest Rate 0.60%
APY¹ 0.60%
Balance Required to Obtain APY $250,000.00 - $999,999.99
Interest Rate 1.00%
APY¹ 1.00%
Balance Required to Obtain APY $1,000,000.00 - $4,999,999.99
Interest Rate 2.47%
APY¹ 2.50%
Balance Required to Obtain APY $5,000,000.00 or more
Interest Rate 3.44%
APY¹ 3.50%

DISCLOSURES

Accounts enrolled to receive electronic statements only will not incur a statement fee. A $2 paper statement fee will be charged per statement cycle effective 10/1/22. Must be currently enrolled in PSBT Online Banking in order to receive eStatements.

(1) Annual Percentage Yields (APYs) and interest rates are variable and may change at any time including after account is opened. APYs and interest rates are accurate as of 11.17.2025. You may contact any branch location to obtain the most current rate and APY information. Fees may reduce earnings.

(2) Balances over $5,000 earn 0.05% interest rate on the portion of the balance over $5,000, resulting in a range from 5.00% to 0.05% APY depending on the balance. This range assumes a $5,000.01 - $110,000 account balance, although higher balances are accepted.

(3) Balances over $25,000 earn 0.05% interest rate on the portion of balance over $25,000, resulting in a range from 0.20% - 0.08% APY, depending on the balance. This range assumes a $25,000.01 - $110,000 account balance, although higher balances are accepted.

(4) Annual Percentage Yields (APYs) and interest rates are accurate as of 11.17.2025. You must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. A penalty may be imposed for early withdrawal.

(5) To view complete account details, please click on the account name.

(6) A withdrawal along with any penalties imposed may reduce earnings.