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Deposit Rates

 

Checking Accounts1

AccountBalance Required to Obtain APYInterest RateAPY
NOW Checking $1,000 or more 0.05% 0.05%
Peoples Package Checking $1.00 or more 0.10% 0.10% 
Business Interest Checking $2,500.00 or more 0.05% 0.05%
Premium Business Checking $10,000 - $34,999.99
$35,000 - $59,999.99
$60,000 - $499,999.99
$500,000 or more
0.05%
0.10%
0.10%
0.15%
0.05%
0.10%
0.10%
0.15%
Money Market

$1,000.00 - $2,499.99
$2,500.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $499,999.99
$500,000.00 - $4,999,999.99
$5,000,000.00 or more

refer to NOW Account
0.05%
0.05%
0.10%
0.15%
0.20%
refer to NOW Account
0.05%
0.05%
0.10%
0.15%
0.20%

Savings Accounts1

AccountBalance Required to Obtain APYInterest RateAPY
Statement Savings $0.01 or more 0.05% 0.05%
Certificate Savings $2,500 or more 0.10% 0.10% 
Statement Savers Club $0.01 or more 0.05% 0.05%

Certificates of Deposit1

APY is based on the required minimum balance of $1,000.

TermInterest RateAPY
3 Month 0.15% 0.15%
6 Month 0.20% 0.20%
9 Month 0.20% 0.20%
12 Month 0.25% 0.25%
18 Month 0.25% 0.25%
24 Month 0.30% 0.30%
30 Month 0.30% 0.30%
36 Month 0.35% 0.35%
42 Month 0.35%

0.35%

48 Month 0.40% 0.40%
60 Month 0.50% 0.50%
84 Month 0.70% 0.70%

Individual Retirement Accounts1

APY is based on the required minimum balance of $1,000

TermInterest RateAPY
1 Year 0.25% 0.25%
2 Year 0.30% 0.30%
4 Year 0.40% 0.40%
5 Year 0.50% 0.50%
6 Year 0.60% 0.60%

(1) Rates are subject to change. Rates and Annual Percentage Yields (APYs) are current as of March 21, 2023. You may contact any branch location to obtain the most current rate and APY information. For variable rate accounts, rate may change after account opening. Minimum balance required to open/obtain APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Full disclosure for any specific account is available upon request.