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Business Money Market Accounts Available in PA, NY, & NJ

Earn More While Keeping Access to Your Business Funds

A Peoples Security Bank & Trust Business Money Market Account is the smart solution for businesses looking to grow their savings without sacrificing access to cash. With tiered interest rates, FDIC insurance, and flexible liquidity, this account is ideal for managing idle funds while supporting your day-to-day operations.

PSBT proudly supports businesses across Pennsylvania, New Jersey, and New York through our 39 community locations. Whether you operate locally or regionally, our Business Money Market Account is designed to help you grow your savings while keeping your funds accessible.

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Or find a branch in PA, NY, or NJ

Compare Business Money Market Options for Better Business Savings

At Peoples Security Bank & Trust, we offer two Business Money Market options to help you grow your savings while maintaining convenient access to your funds. Whether you're looking for a straightforward interest-bearing account or prefer to maximize your earnings by pairing with an active business checking account, we have a solution that fits.

Business Money Market
Our Business Money Market Account combines flexibility, security, and competitive rates to help your business grow.
- $2,500 minimum opening deposit
- Tiered interest rates to reward higher balances
- Unlimited deposits
- Up to 10 free withdrawals per cycle
- No monthly fee with a $2,500 average daily balance
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Business Relationship Money Market
When paired with a PSBT business checking account featuring online banking and ACH activity, you can unlock even greater interest rates.
- $2,500 minimum opening deposit
- Higher interest rates with qualifying activity
- Unlimited deposits
- Up to 10 free withdrawals per cycle
- No monthly fee with a $2,500 minimum balance
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Earn More with Tiered Interest Rates

Grow your savings faster—higher balances earn higher interest.

Access Funds When You Need Them

Maintain liquidity for operational expenses or unexpected opportunities.

FDIC-Insured Security

Your deposits are protected up to the legal limit for peace of mind.

Ideal for Businesses with Surplus Funds

Make the most of idle cash without sacrificing accessibility.

Support for Seasonal and Cash-Heavy Industries

Tailored for businesses with fluctuating revenue or high deposit volume.

No-Risk Growth Option

A safe way to earn interest while keeping control of your funds.

Looking for More Ways to Manage Your Business Finances?

Explore Cash Management and Treasury Services from Peoples Security Bank & Trust, designed to support businesses throughout Pennsylvania, New York, and New Jersey. From fraud protection and ACH tools to sweep accounts and payment solutions, our team offers secure, flexible options to help you optimize cash flow and streamline operations, in addition to your business money market account.

CASH MANAGEMENT & TREASURY SERVICES

Protect your business account with Positive Pay fraud prevention, available through Peoples Security Bank & Trust’s Cash Management Services. Positive Pay helps safeguard against check and ACH fraud by matching transaction details to a list you provide, flagging unauthorized or altered payments before they post. With easy setup, real-time alerts, and no need to change your account or checks, it's a smart, secure way to reduce your risk and maintain greater control over your business finances.

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Business Money Market Rates

Peoples Security Bank & Trust offers a competitive Business Money Market account designed to help organizations in Pennsylvania, New York, and New Jersey grow their savings while maintaining convenient access to funds. With a minimum opening balance of $2,500, businesses can benefit from tiered interest rates that increase with higher balances, rewarding you for saving more.

This account is ideal for businesses looking for a safe, flexible way to earn interest without locking away capital. Whether you're maintaining a cash reserve or planning for future expenses, the Business Money Market account from PSBT offers the security of FDIC insurance, monthly interest, and limited check-writing capabilities—all with no long-term commitment.

Interest rates vary by balance tier, so contact your local branch or relationship banker to learn more about how a Business Money Market account can support your financial goals.

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or find a branch in PA, NY, or NJ

Business Money Market Accounts Information - Available in PA, NY, & NJ Across 39 Locations

$2,500 minimum opening deposit
Unlimited deposits.
$5 fee for each withdrawal exceeding 10 withdrawals per statement cycle
$10 service charge if average daily balance* falls below $2,500
Tiered interest rates
FREE MasterCard® Debit Card with enhanced benefits
FREE Online & Mobile Banking, including Bill Pay (excludes Commercial Checking)
FREE online interbank fund transfers
FREE electronic statements (paper statements $2/month unless otherwise noted)
Access to QuickBooks® integration
Digital Banking tools via PSBT Online and Mobile App
FREE credit monitoring tools
Educational resources through PSBT Corner News
Access to over 55,000 surcharge-free ATMs via the Allpoint® network

GET IN TOUCH RATES

Or find a branch in PA, NY, or NJ

DISCLOSURES*

*Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

To view current rates, click here.