Home Equity Loan Rates
We offer a variety of rates and terms that make it easy to get the funds you need.
View our rate page for more information on finding the best home equity loan rates in PA, NY, or NJ.
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Why Our Home Equity Loan is Beneficial to You:
When you know exactly how much you need to borrow, a Home Equity Loan may just be what you're looking for.
- Borrow a specific amount for planned expenses like home improvements, tuition, or debt consolidation
- Fixed interest rate means your monthly payments never change
- Repayment terms that work for you, with predictable monthly budgeting
- Secured by your home’s equity, giving you lower rates than most personal loans
- Link to your PSBT account for easy, automatic payments
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or Find a Branch Location
Is a Home Equity Loan Right for You?
If you’re ready to move forward with a specific project or expense, and want the stability of predictable payments, a Home Equity Loan with Peoples Security Bank in Pennsylvania, New York, or New Jersey could be the right fit.
You might be ready to apply if:
- You know exactly how much you need to borrow
- You want fixed monthly payments that won’t change
- You’re planning a one-time expense, like a renovation or large purchase
- You prefer a set loan term with a clear payoff date
Let’s make your plans happen—with a straightforward loan that works on your timeline.
APPLY NOW* VIEW RATES
or Find a Branch Location
Get Started Today!
Apply online*, Complete this quick form, CHAT with us, call us at 1.844.PSBT.NOW, or stop by any of our community banking offices across Pennsylvania, New York or New Jersey.
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Monthly Payment Calculator*
Want to estimate your monthly payment before applying? Use our quick calculator to get an idea of what your home equity loan payment could look like based on the amount, term, and interest rate.
Monthly Payment Calculator*