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Home Equity Loans in Pennsylvania, New York, & New Jersey

Apply Online* or In-Person For Your Home Equity Loan Today

With every mortgage payment you make, you’re contributing to the equity that’s available in your home. Take advantage of the equity you have built and borrow up to 80% of your home’s appraised value with Peoples Security Bank’s Home Equity Loans for Pennsylvania, New York, and New Jersey homeowners. You can apply online*, call us, or visit one of our 39 branches for more information or to apply in person. 

APPLY NOW*  VIEW RATES

or Find a Branch Location

 

Interested in a Home Equity Line of Credit (HELOC) instead? Visit our HELOC page.

 


 


Home improvement projects


Buy a new car


Education Cost


Medical Expenses


 

Home Equity Loan Rates 

We offer a variety of rates and terms that make it easy to get the funds you need. 

View our rate page for more information on finding the best home equity loan rates in PA, NY, or NJ.

VIEW RATES

 


 

 

Why Our Home Equity Loan is Beneficial to You:

When you know exactly how much you need to borrow, a Home Equity Loan may just be what you're looking for. 

  • Borrow a specific amount for planned expenses like home improvements, tuition, or debt consolidation
  • Fixed interest rate means your monthly payments never change
  • Repayment terms that work for you, with predictable monthly budgeting
  • Secured by your home’s equity, giving you lower rates than most personal loans
  • Link to your PSBT account for easy, automatic payments

APPLY NOW*  VIEW RATES

or Find a Branch Location

 

 


 

Is a Home Equity Loan Right for You?

If you’re ready to move forward with a specific project or expense, and want the stability of predictable payments, a Home Equity Loan with Peoples Security Bank in Pennsylvania, New York, or New Jersey could be the right fit.
 

You might be ready to apply if:

  • You know exactly how much you need to borrow
  • You want fixed monthly payments that won’t change
  • You’re planning a one-time expense, like a renovation or large purchase
  • You prefer a set loan term with a clear payoff date


Let’s make your plans happen—with a straightforward loan that works on your timeline.

APPLY NOW*  VIEW RATES

or Find a Branch Location

 

Get Started Today!

Apply online*Complete this quick form, CHAT with us, call us at 1.844.PSBT.NOW, or stop by any of our community banking offices across Pennsylvania, New York or New Jersey.

Servicemembers Civil Relief Act Disclosure

 


 

Monthly Payment Calculator* 

Want to estimate your monthly payment before applying? Use our quick calculator to get an idea of what your home equity loan payment could look like based on the amount, term, and interest rate.

Monthly Payment Calculator*

 

 

DISCLOSURES

*Our mortgage loan applications are collected by Finastra, a trusted business partner. By proceeding, you will be directed to Finastra’s mortgage web center.

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