Log into Your Account

Download Our App

Personal Money Market Accounts

Peoples Security Bank & Trust's MMAs in Pennsylvania, New York, & New Jersey

Looking for a savings solution that gives you more flexibility and stronger earning potential? With a Money Market Account from Peoples Security Bank & Trust, you can grow your balance at competitive rates while still having access to your funds when you need them. Whether you're in Pennsylvania, New York, or New Jersey, PSBT offers two great options: a standard Personal Money Market Account and a Relationship Money Market Account that rewards customers who bank with us every day.

GET IN TOUCH RATES

or find a branch in PA, NY, or NJ

At PSBT, we know your savings goals are personal.

That’s why we offer two types of money market accounts—both designed to help your money grow securely with flexible access and competitive interest rates.

Personal Money Market
Grow your savings while maintaining easy access to your funds.
- Competitive, tiered interest rates
- Check-writing and transfer access
- $2,500 minimum to open
- No monthly fee with qualifying balance
Learn More
Relationship Money Market
Earn higher rates when you link your savings to an active PSBT checking account.
- Tiered rates that increase with higher balances
- Qualify with direct deposit, debit card, and online banking
- $2,500 minimum to open
- No monthly fee with a linked account
Learn More

Competitive Rates

Earn more with our tiered interest structure, especially with a qualifying relationship account.

Flexible Access

Make up to 10 withdrawals or transfers per statement cycle—plus check-writing and easy online transfers.

No Hidden Surprises

Transparent fee structures and simple ways to waive monthly charges.

Relationship Rewards

Unlock higher rates with an active PSBT checking account.

FDIC Insured

Your deposits are protected up to $250,000 per depositor, per ownership category.

Local Expertise

Our teams at 39 branches in PA, NY, and NJ are here to support you with personal, responsive service.

Current Money Market Rates in PA, NY & NJ

At PSBT, we offer competitive, tiered interest rates on our Money Market Accounts, allowing your savings to grow as your balance increases. Whether you choose our Personal or Relationship Money Market Account, you'll benefit from rates designed to reward higher balances.

Rates are variable and subject to change at the bank's discretion. Interest is compounded and credited monthly, based on the daily balance method. A minimum balance of $2,500 is required to earn interest.

VIEW MMA RATES

or find a branch in PA, NY, or NJ

Get Started Today with Your Money Market Savings Account

Whether you're just starting to build your savings or you're managing a high balance, PSBT has the right personal money market solution for you. Our team is ready to help you choose the best option and start earning more on your terms.

GET IN TOUCH

or find a branch in PA, NY, or NJ

Money Market FAQs

A CD is a savings account that holds your funds for a fixed period and pays interest at a locked-in rate. At maturity, you receive your initial deposit plus earned interest.

Both accounts offer tiered interest rates based on your balance. The Relationship Money Market offers higher rates when you also have a qualifying PSBT checking account with direct deposit, debit card use, and online banking.

To qualify, you must have an active PSBT personal checking account with at least one recurring direct deposit, debit card activity, and enrollment in online banking.

You can make up to 10 free withdrawals or transfers per statement cycle without a fee on either Money Market Account.

Get started today!

Complete this quick form, CHAT with us, call us at 1.844.PSBT.NOW, or stop by any of our community offices across Pennsylvania, New York or New Jersey to speak with a banker today.

GET IN TOUCH

or find a branch in PA, NY, or NJ