1 Interest Rate and Annual Percentage Yield are current as of 12/23/25. Tiered interest rates are variable and may change at any time; no minimum balance required to earn interest. To qualify for the tier 1 interest rate on your Max Earnings Saver, you must be the primary account owner on a qualifying MaxEarnings Checking account. Qualifying tier 1: If your daily balance is greater or equal to $.01 and less than $25,000.00, the interest rate paid on the entire balance will be 2.96% with an APY of 3.00%. Qualifying tier 2: If your daily balance range is $25,000.00 or greater, an interest rate of 0.05% will be paid only for the portion of your balance that is $25,000.00 or greater. The Annual Percentage Yield (APY) for this tier will range between 3.00% to 0.22%, depending on the balance in the account. The annual percentage yield (APY) for qualifying tier 2 assumes a minimum balance of $25,000.00 and maximum balance of $110,000.00 (higher balances accepted). When MaxEarnings Saver account qualifications are not met, the entire daily balance in your account will earn an interest rate of 0.05% with an APY of 0.05%. Fees may reduce earnings.
2 Annual Percentage Yield is variable and may change at any time. APY is accurate as of 12/15/25. No minimum balance to earn interest. Interest is compounded and credited quarterly. Minimum deposit to open account is $25.
3 $5.00 monthly service charge if average daily balance falls below $100.00 (fee is assessed and refunded with a recurring direct deposit). Contact us for complete fee details. Average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. For Online Savings only, a $15.00 Withdrawal Fee will be assessed for each in-branch withdrawal. Fees may reduce earnings.
4Monthly fees may be refunded with qualifying direct deposits, minimum balances, or other account activities. Contact us for complete fee details.
5 An $8.00 monthly service charge applies if the average daily balance falls below $2,500.00. A $5.00 fee applies to each withdrawal exceeding 10 per statement cycle. Relationship Money Market Account rates require an active PSBT personal checking account with qualifying direct deposit, debit card, and online banking enrollment. Rates are variable and may change at any time. A minimum balance of $2,500.00 is required to earn interest. Interest is compounded and credited monthly using the daily balance method, which applies a daily periodic rate to the principal balance each day.
To view current rates, click here.