MasterCard® Debit Card

A MasterCard® Debit Card* allows you the convenience of making purchases or accessing cash without monthly bills, finance charges, annual or per transaction fees. When you use a debit card, the purchase amount is debited from your checking account.

  • No Usage Charge
  • Up to 8 checking and 8 savings accounts can be accessed by one card
  • Point of sale transactions will be debited from primary checking account
  • Can be used in conjunction with Money Market accounts as long as a primary checking account exists

* Subject to credit approval


Getting Set Up

Simple Safety

  • Sign your MasterCard® Debit Card as soon as you receive it
  • Never lend your card to another individual
  • Always check your sales slip carefully before signing it
  • Never sign a blank sales slip
  • Always save your sales receipts and review them against your statement
  • Always make sure the merchant has returned your card
  • Never give your MasterCard® Debit Card number to anyone over the telephone unless you are sure their business is legitimate
  • Check references with the Better Business Bureau
  • Never give your PIN to anyone regardless of the circumstances

Your PIN

For your protection, your Personal Identification Number (PIN) should be kept confidential. Your PIN is your personal electronic signature, and no one has the right to know your PIN. For your security, PINs are automatically generated and are mailed shortly after the mailing of your MasterCard® Debit Card. You may change your PIN at any Peoples Security Bank & Trust ATM at any time.

When selecting your PIN:

  • Select one that is easy for you to remember, but difficult for someone else to guess
  • Do not use your birthdate, telephone number, or social security number
  • Your PIN must be four characters, either numbers or letters, and cannot include Q, Z, or be four zeros

Debit Card Security

For more information about debit cards in general, view our Online Security Tips.



Safeguard Your Information

Report lost or stolen cards immediately

Report Now

Guardian Text Alert Service

We are pleased to offer an anti-fraud text alert notification service for ATM/Debit Card transactions. Based on certain predefined rules that designate when a cardholder is alerted, the service sends a transaction alert directly to a cardholders mobile phone. If the cardholder rejects the transaction as unauthorized, the card will then be immediately blocked. This added layer of security enables potential fraudulent activity to be immediately identified, which will prevent any future unauthorized transactions from occurring.

Enroll Now

The Fraud Center

In a continuing effort to keep our MasterCard® Debit Cards as safe as possible, we have implemented "The Fraud Center". The Fraud Center allows PSBT to offer our cardholders increased customer service by monitoring their cards for suspicious transactions.

Visit The Fraud Center


Debit Card Travel Notification

We are constantly monitoring activity on our customers' debit cards as part of our continuous Fraud Detection Program. Based on fraudulent activity in certain areas, your card may not be available to use unless you notify us of your travel plans prior to departure. Please stop by any branch to complete a Travel Notification for Debit Cards or call our Debit Card Department at 888-868-3858.

Branch Locations


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