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MasterCard® Debit Card

A MasterCard® Debit Card* allows you the convenience of making purchases or accessing cash without monthly bills, finance charges, annual or per transaction fees. When you use a debit card, the purchase amount is debited from your checking account.

  • No Usage Charge
  • Up to 8 checking and 8 savings accounts can be accessed by one card
  • Point of sale transactions will be debited from primary checking account
  • Can be used in conjunction with Money Market accounts as long as a primary checking account exists

* Subject to credit approval


Getting Set Up

Simple Safety

  • Sign your MasterCard® Debit Card as soon as you receive it
  • Never lend your card to another individual
  • Always check your sales slip carefully before signing it
  • Never sign a blank sales slip
  • Always save your sales receipts and review them against your statement
  • Always make sure the merchant has returned your card
  • Never give your MasterCard® Debit Card number to anyone over the telephone unless you are sure their business is legitimate
  • Check references with the Better Business Bureau
  • Never give your PIN to anyone regardless of the circumstances

Your PIN

For your protection, your Personal Identification Number (PIN) should be kept confidential. Your PIN is your personal electronic signature, and no one has the right to know your PIN. For your security, PINs are automatically generated and are mailed shortly after the mailing of your MasterCard® Debit Card. You may change your PIN at any Peoples Security Bank & Trust ATM at any time.

When selecting your PIN:

  • Select one that is easy for you to remember, but difficult for someone else to guess
  • Do not use your birthdate, telephone number, or social security number
  • Your PIN must be four characters, either numbers or letters, and cannot include Q, Z, or be four zeros

Debit Card Security Tips

  • DO NOT give out your card number over the phone unless you initiated the call.
  • Always keep your card in a safe, secure place. Please contact us immediately if your card becomes lost or stolen.
  • Memorize your PIN number. DO NOT keep your PIN number with your card.
  • When selecting a PIN, never use any words or numbers that are tied to your name, address, birthdate or phone number.
  • Change your PIN number on a regular basis.
  • Cancel and destroy any unused cards.


Safeguard Your Information

Report lost or stolen cards immediately

Report Now


Take full control of your cards with MyCardRulesTM. MyCardRulesTM is an easy-to-use mobile app that allows you to safely and securely manage all of your debit card transactions right from your mobile device. You set the rules, giving you complete control over HOW, WHEN and WHERE your cards are used. Whether you want to stop certain types of transactions, limit spending or simply get notified about activity on your cards, MyCardRulesTM gives you the certainty and security you need.

  • Turn your card on or off if it's lost, stolen or being misused
  • Set transaction spending limits
  • Get instant alerts on certain types of transactions
  • Set specific region(s) for your card to be used
  • Decline in-store and online transactions that don't match your settings

Download MyCardRulesTM TODAY!

Download on the App Store Get it on Google Play

If you have any questions regarding MyCardRulesTM, please reach out to our Debit Card Group at: 888 868 3858 x96054 or


Peoples Security Bank and Trust Company strongly advises against allowing others to use your debit card(s).

MyCardRules™ is a registered trademark of of Jack Henry & Associates, Inc. MyCardRules™ is available to all Peoples Security Bank cardholders. App Store® downloads: Requires iPhone with iOS 9.0 or above. Compatible with iPhone, iPad and iPod Touch. Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Google Play™ downloads: Requires Android 5.0 or above. Google Play, the Google Play logo and Android are trademarks of Google LLC. Use of this trademark is subject to Google Permissions.

The Fraud Center

In a continuing effort to keep our MasterCard® Debit Cards as safe as possible, we have implemented "The Fraud Center". The Fraud Center allows PSBT to offer our cardholders increased customer service by monitoring their cards for suspicious transactions.

Visit The Fraud Center


Debit Card Travel Notification

We are constantly monitoring activity on our customers' debit cards as part of our continuous Fraud Detection Program. Based on fraudulent activity in certain areas, your card may not be available to use unless you notify us of your travel plans prior to departure. Please stop by any branch to complete a Travel Notification for Debit Cards or call our Debit Card Department at 888-868-3858.

Branch Locations