Home Equity Loans

Home Equity Loans enable you to pay for major expenses by borrowing the available equity in your home, up to 80% of the appraised value less any existing mortgages or liens.

Put your home’s equity to use for a variety of purposes including home improvements, college tuition, a major purchase or that very special vacation. Our experienced banking professionals will assist you in selecting the home equity product that is right for you. For additional information, please contact your local branch office or call 888-868-3858.

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*Our mortgage loan applications are collected by Finastra, a trusted business partner.
By proceeding, you will be directed to Finastra’s mortgage web center.

 

Home Equity Term Loan

Home Equity Term Loans may be a good idea if you have a specific project or purpose in mind, know the exact amount you’ll need and don’t plan to borrow more in the near future. HE loans provide the security of a fixed interest rate, fixed term and fixed monthly payment for the life of the loan. Repayment terms may be as long as 15 years.

Home Equity Line of Credit

A Home Equity Line of Credit provides ongoing access to funding for a variety of needs. It helps when you don’t know the exact cost of a major project, or when you’ll have multiple expenses over time, by offering the flexibility and convenience of borrowing under an approved credit limit without the need to reapply for a new loan. PSBT’s variable rate HELOC has a draw period of 10 years followed by a repayment period based on a 20 year amortization of the outstanding principal balance.

Peoples SelectLOCTM

Peoples Home Equity Line of Credit, Peoples SelectLOCTM, offers on-going access to funding for a variety of needs.

Peoples SelectLOCTM combines the convenience of a variable rate line of credit when you don't know the exact cost of a major project, or when you'll have multiple expenses over time, with the security and flexibility to lock-in a fixed interest rate and scheduled fixed payment for a portion or for your entire balance.

Peoples SelectLOCTM has a variable rate feature with a draw period of 10 years followed by a 20-year repayment period. Account owners may choose up to 3 simultaneous fixed rate, term and payment advances.

Contact any one of our experienced mortgage loan professionals for additional terms and details, or click here to learn more.

 

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Apply Today

Look to our lending professionals to assist you in determining what type of loan is best for you. Please contact one of our Mortgage Loan Officers at 888-868-3858, or use the link below to apply online today!

Apply Now*

*Our mortgage loan applications are collected by Finastra, a trusted business partner.
By proceeding, you will be directed to Finastra’s mortgage web center.

 

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