Home Equity Loans

Home Equity Loans enable you to pay for major expenses by borrowing the available equity in your home, up to 80% of the appraised value less any existing mortgages or liens.

Put your home’s equity to use for a variety of purposes including home improvements, college tuition, a major purchase or that very special vacation. Our experienced banking professionals will assist you in selecting the home equity product that is right for you. For additional information, please contact your local branch office or call 888-868-3858.

 

Home Equity Term Loan

Home Equity Term Loans may be a good idea if you have a specific project or purpose in mind, know the exact amount you’ll need and don’t plan to borrow more in the near future. HE loans provide the security of a fixed interest rate, fixed term and fixed monthly payment for the life of the loan. Repayment terms may be as long as 15 years.

Home Equity Line of Credit

A Home Equity Line of Credit provides ongoing access to funding for a variety of needs. It helps when you don’t know the exact cost of a major project, or when you’ll have multiple expenses over time, by offering the flexibility and convenience of borrowing under an approved credit limit without the need to reapply for a new loan. PSBT’s variable rate HELOC has a draw period of 10 years followed by a repayment period based on a 20 year amortization of the outstanding principal balance.

 

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