Open Positions
Construction Loan Coordinator
Location: Emrick Blvd Office - Bethlehem, PA
Minimum Qualifications:
- Must have knowledge of lending software, loan documentation and requirements for completion of construction loan transactions.
- A Bachelor’s Degree in a related field of study and specialized construction lending and credit analysis education/training preferred.
- A minimum of two (2) years’ experience in related lending or banking positions normally required.
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Brief Job Overview:
Responsible for performing a variety of duties to support the construction loan documentation and processing function including but not limited to:
- Reviewing draw requests submitted to the Bank for advance funding.
- Inputting data into excel spreadsheets and monitoring information to ensure that draw requests are within the approved budget.
- Obtaining additional information (mechanic lien waivers, copies of bought-out contracts, copies of invoices, title bring-downs, etc.) as required and as they relate to a specific project from the Borrower, Contractor, Title Agent, etc.
- Ordering and reviewing inspection reports.
- Interacting with Borrower/Lender/Lender’s Administrator relating to specific questions (change orders, budget modifications, etc.) and the funding of draw requests.
- Handling modification of existing templates for new construction loans to meet the needs of a specific project.
- Assisting with the completion of term sheets, deal memos and underwriting packages to be presented to Borrowers, Senior Management of the Bank and Loan Committees.
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Consumer/Residential Post-Closing Loan Processor
Location: Corporate Office - Scranton, PA
Minimum Qualifications:
- A high school diploma or equivalent.
- Communicates clearly in English, proficient reading, writing, grammar, and mathematics skills.
- Moderate interpersonal relations and communicative skills.
- Proficient PC skills, including Microsoft Word and Excel.
- Working knowledge of loan documentation and requirements for completion.
- Experience in related banking/loan processing positions normally required.
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Brief Job Overview:
Performs a variety of duties to support the post-closing loan documentation and post-closing loan processing function as follows:
- Processes loan disbursements for specific loan types
- Loan document recording.
- Entering collateral tracking onto the system.
- Tax monitoring of collateral properties.
- Insurance tracking.
- Follows up and completes any additional records with regard to the processed loans and completes amendments and modifications as needed.
- Reviews executed loan documentation to ensure that the proper signatures have been obtained after closing including loans where documentation has been prepared by outside counsel; ensures all the proper documents are included in the final loan file and completes the organization of the permanent loan documentation file.
- Performs file maintenance; inputs exceptions; prepares final documents for imaging and filing.
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Commercial Loan Processor
Location: Emrick Blvd Office - Bethlehem, PA
Minimum Qualifications:
- A high school diploma or equivalent; specialized loan processing education/training;
- proficient reading, writing, grammar, and mathematics skills;
- moderate interpersonal relations and communicative skills;
- proficient PC skills, including Microsoft Word and Excel, and knowledge of lending software;
- moderate knowledge of loan documentation and requirements for completion;
- proficient in all phases of loan documentation and processing for small business/commercial, residential, and consumer transactions;
- visual and auditory skills;
- A minimum of three (3) years’ experience in related loan processing positions normally required.
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Brief Job Overview:
Responsible for performing a variety of duties to support the loan documentation and loan processing function for commercial/small business, residential, and consumer loan transactions including but not limited to:
- Verifies moderately complex loan information pertaining to commercial/small business, residential and consumer lending in preparation for final loan documentation for closing.
- Verifies loan applicants’ data submitted and collecting and analyzing information which reflects the current credit worthiness of customers and the current merits of existing loans.
- Reviews loan application files to verify that application data is complete and meets establishment standards, including, but not limited to, type and amount of loan, borrower assets, liabilities, and length of employment. Contacts specified companies to obtain property abstract, survey, and appraisal.
- Calculates debt ratios and loan to values as appropriate to the transaction at hand.
- Follows up and completes any additional records; completes amendments and modifications as needed; provides customer support when necessary; makes contact with customers in order to complete loan processing.
- Obtains additional needed information through a variety of methods in order to ensure that the proper preliminary documentation has been obtained prior to the preparation of final loan documentation, i.e. articles of incorporation, business agreements, certificate of good standing, appraisals, automated underwriting findings, investment account statements, etc.
- Ensures that loans are properly approved and generates and distributes loan documentation for closings
- Reviews executed loan documentation to ensure that the proper signatures have been obtained after closing; ensures all the proper documents are included in the final loan file and completes the organization of the permanent loan documentation file.
- Performs file maintenance; inputs exceptions; prepares final documents for imaging and filing.
- May enter loan application information onto the computer as necessary.
- Assists in the preparation of Adverse Action Notices to loan applicants.
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Teller
Location: Various Branch Locations
Minimum Qualifications:
- A high school diploma or equivalent;
- Moderate reading, writing, and grammar skills;
- Proficient analytical and mathematics skills;
- Proficient communicative and interpersonal relations skills;
- Knowledge of PC and teller computer system;
- Knowledge of bank products and services;
- Ability to operate various office machines;
- Ability to lift approximately fifty (50) lbs. of coin;
- Visual and auditory skills;
- Cash handling experience normally required.
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Brief Job Overview:
- Responsible for performing a variety of duties to support the paying and receiving function of the branch office;
- Coordinating work within the department, as well as with other departments;
- Reporting pertinent information to the immediate supervisor;
- Responding to inquiries or requests for information.
- Must be available to work weekdays, Friday evenings and Saturday mornings.
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Essential Duties:
- Performs a variety of duties to support the paying and receiving function of the branch office of which the following are illustrative:
- Processes customer transactions, such as check cashing, deposits, withdrawals, money orders and cashier’s checks.
- Verifies cash and endorsements.
- Balances cash drawer.
- Receives and credits MasterCard and Visa payments; issues cash advances.
- Balances and services ATM machines.
- Balances night deposits.
- May be required, on occasion, to provide safe deposit box services to customers.
- Suggests other bank services to customers; refers sales opportunities to personal bankers and wealth management personnel.
- Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information.
- Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place.
- Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
- Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.
- Responds to inquiries relating to his/her particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy.
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