Open Positions
Credit Analyst II
Location: Corporate Office
Basic Qualifications:
- A B.S. or B.A. degree in Accounting, Finance, or Business normally required; specialized credit analysis education/training;
- Communicates clearly in English;
- Proficient reading, writing, grammar, and mathematics skills;
- Proficient interpersonal relations, communicative and presentation skills;
- Proficient PC skills;
- Working knowledge of financial statements and tax returns;
- Ability to analyze, investigate, and make recommendations on potential loans;
- Visual and auditory skills.
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General Responsibilities:
- Responsible for providing analytical services relating to the lending activities of the Bank;
- Achieving goals as established in the Credit Division’s annual operating plan;
- Complying with operating policies and procedures established for the credit function;
- Abiding by company attendance policies;
- Communicating with appropriate personnel;
- Responding to inquiries or requests for information;
- Maintaining appropriate records and providing assigned reports.
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Essential Duties:
- Provides analytical services relating to the lending activities of the Bank as illustrated by the following:
- Analyzes existing and prospective borrowers and performs all aspects of credit analysis to maintain credit integrity of loan portfolios.
- Reviews and analyzes credit and financial information using public information and company furnished financial statements, projections, and business plan using applicable credit analysis software.
- Prepares spreadsheet reports and financial information.
- Makes recommendations based upon creditworthiness of the borrower and terms of facility; develops and makes presentations to Senior Loan Committee or others as required.
- Conducts cash flow analysis; prepares industry research and analysis using available reference sources; prepares collateral analyses.
- Provides ongoing support to lending officers for the management of customer matters, including maintenance of customer credit files, regulatory and compliance matters, and general customer service.
- Performs special projects relating to the Credit Analysis Department and loan portfolio as well as other duties as requested by Chief Credit Officer.
Consumer/Residential Post-Closing Loan Processor
Location: Corporate Office
Basic Qualifications:
- A high school diploma or equivalent;
- Communicates clearly in English;
- Proficient reading, writing, grammar, and mathematics skills;
- Moderate interpersonal relations and communicative skills;
- Proficient PC skills, including Microsoft Word and Excel;
- Working knowledge of loan documentation and requirements for completion;
- Visual and auditory skills.
- Experience in related banking/loan processing positions normally required.
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General Responsibilities:
- Responsible for performing a variety of duties to support the post-closing loan documentation and post-closing loan processing function for commercial/small business, residential, and consumer loan transactions;
- Abiding by company attendance policies;
- Coordinating work within the department, as well as with other departments;
- Reporting pertinent information to the immediate supervisor;
- Responding to inquiries or requests for information.
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Essential Duties:
- Performs a variety of duties the post-closing loan documentation and post-closing loan processing function as follows:
- Entering collateral tracking onto the system.
- Tax monitoring of collateral properties.
- Insurance tracking.
- Follows up and completes any additional records with regard to the processed loans and completes amendments and modifications as needed.
- Reviews executed loan documentation to ensure that the proper signatures have been obtained after closing including loans where documentation has been prepared by outside counsel; ensures all the proper documents are included in the final loan file and completes the organization of the permanent loan documentation file.
- Performs file maintenance; inputs exceptions; prepares final documents for imaging and filing.
Teller
Location: Various Branch Locations
Minimum Qualifications:
- A high school diploma or equivalent;
- Moderate reading, writing, and grammar skills;
- Proficient analytical and mathematics skills;
- Proficient communicative and interpersonal relations skills;
- Knowledge of PC and teller computer system;
- Knowledge of bank products and services;
- Ability to operate various office machines;
- Ability to lift approximately fifty (50) lbs. of coin;
- Visual and auditory skills;
- Cash handling experience normally required.
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Brief Job Overview:
- Responsible for performing a variety of duties to support the paying and receiving function of the branch office;
- Coordinating work within the department, as well as with other departments;
- Reporting pertinent information to the immediate supervisor;
- Responding to inquiries or requests for information.
- Must be available to work weekdays, Friday evenings and Saturday mornings.
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Essential Duties:
- Performs a variety of duties to support the paying and receiving function of the branch office of which the following are illustrative:
- Processes customer transactions, such as check cashing, deposits, withdrawals, money orders and cashier’s checks.
- Verifies cash and endorsements.
- Balances cash drawer.
- Receives and credits MasterCard and Visa payments; issues cash advances.
- Balances and services ATM machines.
- Balances night deposits.
- May be required, on occasion, to provide safe deposit box services to customers.
- Suggests other bank services to customers; refers sales opportunities to personal bankers and wealth management personnel.
- Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information.
- Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place.
- Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
- Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.
- Responds to inquiries relating to his/her particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy.
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To Apply
A Peoples Security Bank & Trust Company application and Fair Credit Reporting Act Disclosure and Authorization form are required. Print application and form, complete each form, and drop them off at any Peoples Security Bank & Trust Company office, email to HR@psbt.com using our Secure Email Message Center, fax to: 570-504-9930, or mail to the address listed below.
Peoples Security Bank & Trust Company
Human Resources Department
150 North Washington Avenue | Scranton, PA 18503
Please complete the following forms:
We consider applicants for all positions without regard to race, color, religion, sex, national origin, age, marital or veteran status, qualified disability, or any other protected status. Qualified applicants are considered for employment according to the federal laws and state laws of the respective state of employment.
Applications will be accepted for specific openings only. Due to the volume of applications that we receive, only those candidates selected for interviews will be contacted.
In addition to an equitable salary and equal opportunities for professional development and advancement, there are other benefits that a position with Peoples Security Bank & Trust Company offers which enhance your job satisfaction.
Peoples Security Bank & Trust Company believes that good benefits are a sound investment in its employees. A quality benefits program not only ensures the loyalty of long time capable employees, but also helps to attract talented newcomers that can help the Bank grow.
Benefits Offered to Eligible Employees
Health
- Health Care (for employees and dependents)
- PPO and QHD Medical Plans
- Dental Plan
- Vision Plan
Life Insurance and Disability
- Life Insurance
- Short Term Disability Coverage
- Long Term Disability Insurance
- Accidental Death and Dismemberment Insurance
Retirement
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Additional Benefits
- Paid Time Off
- Paid Holidays
- Bereavement Pay
- Jury Duty Pay
- Free Checking Account
- Free Safe Deposit Box
- Employee Assistance Program
Education/Advancement
- Banking Classes paid by Bank
- Job Posting Program
- Career Counseling
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Peoples Security Bank & Trust Company always retains the right to modify, supplement, or revise benefits for current and/or former employees.
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