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With CDARS®1 (Certificate of Deposit Account Registry Service®), any individual or organization can lock in a fixed interest rate for a specified term in a secure investment instrument and enjoy full FDIC insurance over $250,000.

With ICS® (Insured Cash Sweep® Service), customers can put excess cash to work for them and also have full FDIC insurance over $250,000. The sweep service is available to businesses, non-profits, public managers or other large depositors.



One Bank. One Rate. One Statement. CDARS®1 is the Certificate of Deposit Account Registry Service®. It’s the easiest, most convenient way to enjoy full FDIC insurance on your deposits over $250,000. In short, any organization or individual who wants to combine the convenience of working with a single bank with the security of FDIC insurance can benefit from CDARS®1

FDIC Insurance Information



What is ICS®?  ICS®, the Insured Cash Sweep Service®, is a smart, secure, and convenient way to safeguard your large deposits. With ICS® you can enjoy full FDIC insurance on your deposits over $250,000 and earn interest, all through a single bank relationship. 

Who can use ICS®?

The Insured Cash Sweep Service is available for the following customers:

  • Businesses of all types
  • Non-Profits
  • Public Fund Managers
  • Other large-dollar depositors

Why ICS®?

For more information on how ICS® can work for you, please call or visit your local branch.

  • Enjoy peace of mind
  • Earn interest
  • Save time
  • Access funds

(1) Rates are subject to change at the bank’s discretion. You may contact any branch location to obtain the most current rate and APY information. For variable rate accounts, rate may change after account opening. Minimum balance required to open/obtain APY. A penalty may be imposed for early withdrawal. Fees may reduce earnings.