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With CDARS® (Certificate of Deposit Account Registry Service®), any individual or organization can lock in a fixed interest rate for a specified term in a secure investment instrument and enjoy full FDIC insurance over $250,000.

With ICS® (Insured Cash Sweep® Service), customers can put excess cash to work for them and also have full FDIC insurance over $250,000. The sweep service is available to businesses, non-profits, public managers or other large depositors.



One Bank. One Rate. One Statement. CDARS® is the Certificate of Deposit Account Registry Service®. It’s the easiest, most convenient way to enjoy full FDIC insurance on your deposits over $250,000. In short, any organization or individual who wants to combine the convenience of working with a single bank with the security of FDIC insurance can benefit from CDARS®.

FDIC Insurance Information



What is ICS®?  ICS®, the Insured Cash Sweep Service®, is a smart, secure, and convenient way to safeguard your large deposits. With ICS® you can enjoy full FDIC insurance on your deposits over $250,000 and earn interest, all through a single bank relationship. 

Who can use ICS®?

The Insured Cash Sweep Service is available for the following customers:

  • Businesses of all types
  • Non-Profits
  • Public Fund Managers
  • Other large-dollar depositors

Why ICS®?

For more information on how ICS® can work for you, please call or visit your local branch.

  • Enjoy peace of mind
  • Earn interest
  • Save time
  • Access funds