Remote Check Deposit Program and Mobile Deposit
Are you tired of making that daily dash to the branch to deposit your checks? Using our remote check deposit system you can scan and submit your customers' checks electronically from the convenience of your home or office or on the go with our mobile app.
Please contact a team member for more information about Remote Check Deposit.
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ACH Services
Our ACH Origination Service allows you to pull funds (collections) from your customers, pay vendors (payments) and/or process payroll files for direct deposit through our online banking.
Please contact a team member for more information about our ACH Services.
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Wire Transfer Services
Both domestic and international wire transfers can be processed at any local branch office. We also offer domestic and international (US funds only) wire transfers to be processed through our online banking.
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Positive Pay
Positive Pay is available for both checks and for ACH debits. With Check Positive Pay, we verify the date, dollar amount, check number and even payee against information you provide through a check issued file uploaded through online banking. As checks are presented to your account, you have the opportunity to review any exceptions (checks not matching the input criteria) and either pay or return them right through online banking.
ACH Positive Pay allows you to block unwanted ACH (electronic) debit items as they are presented to your account. You simply pay or return the item and if it is a "normal" debit, you can create a rule to allow it to post the next time and eliminate the exception.
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Customized Sweep Solution
Seamlessly integrate sweeps into your business - maximize cash flow by providing funds to various accounts only as they are needed and investing excess cash daily. We will work with you to set up a basic sweep to fund payments or a combination of sweeps customized to your business environment.
The following types of sweeps are available:
- Line of Credit Sweeps
- Investment Sweeps
- Zero Balance Account (ZBA) Sweeps.
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Merchant Services
Accepting credit and debit cards for payments to your business has never been easier. We have a variety of easy to use Merchant Service solutions available through Elavon*—an industry leader for 25 years in payment acceptance. To find a solution for your business, please contact us today at merchantservices@psbt.com or 888-868-3858 x4535, or click here for more information.
* Products and services offered through Elavon Inc. are not obligations of Peoples Security Bank & Trust Company. Peoples Security Bank & Trust Company and Elavon Inc. are not affiliated.
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