Loan Solutions Tailored to Your Needs

Looking for a flexible loan for your home? Need to consolidate debt, purchase a new car or fund college tuition? Unlike other banks, with Peoples Security Bank you get more of what you need for less. More flexibility. Less fees. Take advantage of our home loan solutions with competitive rates and minimal fees.

Scroll to see the real advantages offered by Peoples SelectMTGTM Residential Mortgage, Peoples SelectLOCTM Home Equity Line of Credit and Peoples Home Equity Loan.

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*Our mortgage loan applications are collected by Finastra, a trusted business partner.
By proceeding, you will be directed to Finastra’s mortgage web center.

 

Peoples SelectMTG logo 

RESIDENTIAL MORTGAGE

Lock in at a Fixed Rate as low as
3.573% APR(3,4) with a 15-Year Term

Apply Now*

Peoples SelectMTGTM offers advantages other banks don't.

  • Low Fixed Interest Rate
  • Zero Point and Zero Closing Fees
  • Flat $500 Documentation Fee

Purchasing a new home or looking to refinance your existing mortgage? Peoples SelectMTGTM provides a fast, inexpensive and convenient solution to your mortgage needs.

Monthly Payment Calculator

For additional information, fill out the Contact Us form below, contact your local branch office, or call 888-868-3858

*Our mortgage loan applications are collected by Finastra, a trusted business partner. By proceeding, you will be directed to Finastra’s mortgage web center.

(1) Peoples Security Select MTGTM is available for first lien purchase and refinance 1-4 family owner-occupied primary residence transactions in amounts up to $500,000 with autodraft from a Peoples Security checking account. Borrow up to 80% of the property’s value with short term financing. Other rates and terms are available. Homeowners insurance required. Flood insurance may be required as necessary. Rates are locked as of date of application for a 60-day period and are subject to market condition changes thereafter. (2) Document Preparation fee of $500. At underwriter’s discretion, Title Insurance may be required at borrower’s cost. (3) All loans subject to credit and collateral approval. This offer is effective 11/1/19 and may be discontinued at any time without notice. (4) The initial Annual Percentage Rate (APR) of 3.573% fixed for the 15-year term is based on a $100,000 mortgage including a $500 documentation fee.

Peoples SelectLOC logo 

HOME EQUITY LINE OF CREDIT

Take advantage of our promotional rate as low as
0.75% APR(2,3) 6-month Fixed Rate
4.75% APR(2,4) Variable Rate Thereafter

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Peoples SelectLOCTM offers advantages other banks don't.

  • Flexible Terms and Rates
  • Up to Three Fixed Rate Equity Loans
  • Pay Interest Only on Funds Used
  • Borrowing Base Increases with Each Payment
  • Borrow Up To 80% of Home Value
  • No Hassle Application Processing

Looking for a loan with exceptional flexibility and convenience? Peoples SelectLOCTM provides you with ongoing funds. Access up to 80% of your home's equity and only pay interest on the funds you borrow. This product combines the convenience of a variable rate line of credit with the flexibility to lock-in up to three simultaneous fixed rate loans.

Monthly Payment Calculator

For additional information, fill out the Contact Us form below, contact your local branch office, or call 888-868-3858

 

*Our mortgage loan applications are collected by Finastra, a trusted business partner. By proceeding, you will be directed to Finastra’s mortgage web center.

(1) Peoples Security Select LOCTM is an interest only monthly, variable rate home equity line of credit which allows up to three fixed rate and payment balance conversion options at any one time during the draw period. Available to borrowers with a 1-4 family owner-occupied primary residence who may borrow up to 80% of their home’s value. A Peoples Security Bank & Trust checking account with autodraft of monthly payment is required. Other rates and terms are available. The line has a maximum draw period of 10 years with non-converted balances at the end of the period converting to a 20-year variable APR repayment term. Conversion Option: During the draw period, the line allows the borrower selected balances to be locked in for short term periods. There is a $75 per lock in conversion fee. Payments to the variable line and converted balance portions reducing principal will allow the line of credit availability to increase up to the maximum amount granted. Fees to open this line of credit generally range between $0 and $750 in Pennsylvania and $0 and $3,250 in New York. Homeowners insurance is required. Flood insurance may be required as necessary. APR may not exceed 18.00% (PA) and 14.00% (NY) with a floor of 4.00%. Maximum loan amount $300,000. (2) All loans subject to credit and collateral approval. This offer is effective 11/1/19 and may be discontinued at any time without notice. (3) The initial Annual Percentage Rate (APR) of 0.75% fixed for a period of six months will apply from date of origination when a minimum $10,000 advance is taken on date of origination. (4) Following the promo rate period, the Annual Percentage Rate (APR) will vary based upon Prime Rate as published in the Wall Street Journal, currently 4.75%, effective 11/1/19.

Peoples Security Bank logo 

HOME EQUITY LOAN(1,2)

Lock-in at a Fixed Rate as low as
3.75% APR(1) with a 10-Year Term

Apply Now*

PSBT Home Equity Loans offer advantages other banks don't.

  • Low Fixed Interest Rate
  • 10-Year Repayment Period
  • Borrow Up To 80% of Home Value
  • Minimal Fees

Tap into your home's equity to consolidate existing debt, finance a major purchase or fund a family vacation. Home Equity loans enable you to pay for large expenses by borrowing the available equity in your home, up to 80% of the appraised value, less any existing mortgages or liens.

Monthly Payment Calculator

For additional information, fill out the Contact Us form below, contact your local branch office, or call 888-868-3858

 

*Our mortgage loan applications are collected by Finastra, a trusted business partner. By proceeding, you will be directed to Finastra’s mortgage web center.

(1) This offer is available to borrowers for an owner-occupied 1-4 family residence with loan to value ratios up to 80%. Other rates and terms are available. This offer may be modified or discontinued without any notice. This offer is subject to credit approval and is for new money only. An example of the monthly payment would be $10.01 per $1,000 borrowed. Rate offered is with autodraft of payment from a Peoples Security Bank checking account. Rate offered without autodraft of payment from a Peoples Security Bank checking account is 4.00% APR. An example of the monthly payment would be $10.13 per $1,000 borrowed. (2) Title insurance for loans over $100,000 is required at borrower’s expense.

 

Contact us. We're here to help.

Our lending professionals will take the guess work out of determining what type of loan is best for your finanical needs. Fill out the form below and a Mortgage Loan Officer will contact you within 24 hours. You can also call a Mortgage Loan Officer at 888-868-3858.

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