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Loan Solutions Tailored to Your Needs

Looking for a flexible loan for your home? Need to consolidate debt, purchase a new car or fund college tuition? Unlike other banks, with Peoples Security Bank you get more of what you need for less. More flexibility. Less fees. Take advantage of our home loan solutions with competitive rates and minimal fees.

Scroll to see the real advantages offered by Peoples SelectLOCTM Home Equity Line of Credit, Peoples Home Equity Loan and Peoples Mortgage Loans.

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*Our mortgage loan applications are collected by Finastra, a trusted business partner.
By proceeding, you will be directed to Finastra’s mortgage web center.

 

Peoples SelectLOC logo 

HOME EQUITY LINE OF CREDIT

Take advantage of our promotional rate as low as

1.00% APR(2,3) 12-month Fixed Rate
3.25% APR(2,4) Variable Rate Thereafter

Apply Now*

Peoples SelectLOCTM offers advantages other banks don't.

  • Flexible Terms and Rates
  • Up to Three Fixed Rate Equity Loans
  • Pay Interest Only on Funds Used
  • Borrowing Base Increases with Each Payment
  • Borrow Up To 80% of Home Value
  • No Hassle Application Processing

Looking for a loan with exceptional flexibility and convenience? Peoples SelectLOCTM provides you with ongoing funds. Access up to 80% of your home's equity and only pay interest on the funds you borrow. This product combines the convenience of a variable rate line of credit with the flexibility to lock-in up to three simultaneous fixed rate loans.

Monthly Payment Calculator*

For additional information, fill out the Contact Us form below, contact your local branch office, or call 888-868-3858

 

*Our mortgage loan applications are collected by Finastra, a trusted business partner. By proceeding, you will be directed to Finastra’s mortgage web center.

(1) Peoples Security Select LOC™ is an interest only monthly, variable rate home equity line of credit which allows up to three fixed rate and payment balance conversion options at any one time during the draw period. Available to borrowers with a 1-4 family owner-occupied primary residence who may borrow up to 80% of their home’s value. A Peoples Security Bank & Trust checking account with autodraft of monthly payment is required. Other rates and terms are available. The line has a maximum draw period of 10 years with non-converted balances at the end of the period converting to a 20-year variable APR repayment term. Conversion Option: During the draw period, the line allows the borrower selected balances to be locked in for short term periods. There is a $75 per lock in conversion fee. Payments to the variable line and converted balance portions reducing principal will allow the line of credit availability to increase up to the maximum amount granted. Fees to open this line of credit generally range between $0 and $750 in Pennsylvania and $0 and $3,250 in New York. Homeowners insurance is required. Flood insurance may be required as necessary. APR may not exceed 18.00% (PA) and 16.00% (NY) with a floor of 2.99%. Maximum loan amount $300,000. (2) All loans subject to credit and collateral approval. This offer is effective 2/2/21 and may be discontinued at any time without notice. (3) The initial Annual Percentage Rate (APR) of 1.00% fixed for a period of twelve months will apply from date of origination when a minimum $10,000 advance is taken on date of origination. (4) Following the promo rate period, the Annual Percentage Rate (APR) will vary based upon Prime Rate as published in the Wall Street Journal, currently 3.25%, effective 2/2/21. Note: the product has a floor of 2.99%.

Peoples Security Bank logo 

HOME EQUITY LOAN(1)

Lock-in at a Fixed Rate as low as

3.50% APR(1) with a 10-Year Term

Apply Now*

PSBT Home Equity Loans offer advantages other banks don't.

  • Low Fixed Interest Rate
  • 10-Year Repayment Period
  • Borrow Up To 80% of Home Value
  • Minimal Fees

Tap into your home's equity to consolidate existing debt, finance a major purchase or fund a family vacation. Home Equity loans enable you to pay for large expenses by borrowing the available equity in your home, up to 80% of the appraised value, less any existing mortgages or liens.

Monthly Payment Calculator*

For additional information, fill out the Contact Us form below, contact your local branch office, or call 888-868-3858

 

*Our mortgage loan applications are collected by Finastra, a trusted business partner. By proceeding, you will be directed to Finastra’s mortgage web center.

(1) This offer is available to borrowers for an owner-occupied 1-4 family residence with loan to value ratios up to 80%. Other rates and terms are available. This offer is effective 2/2/21 and may be modified or discontinued without any notice. This offer is subject to credit approval and is for new money only. An example of the monthly payment would be $9.91 per $1,000 borrowed. Rate offered is with autodraft of payment from a Peoples Security Bank checking account. Rate offered without autodraft of payment from a Peoples Security Bank checking account is 4.00% APR. An example of the monthly payment would be $10.15 per $1,000 borrowed. All loans subject to credit and collateral approval. 

Mortgage Loans

There's no place like Peoples Security Bank for your mortgage needs. We've helped thousands of families realize the dream of owning their own home and take great pride in providing affordable financing programs to the residents of our local communities. When you're ready to buy, build or refinance, we have a solution for you that meets your needs.

View Today's Rates*

Contact us today to take advantage
of historically low mortgage interest rates!

For additional information, fill out the Contact Us form below, 
contact your local branch office, or call 888-868-3858.

*Our mortgage loan applications are collected by Finastra, a trusted business partner.
By proceeding, you will be directed to Finastra’s mortgage web center.

 

Contact us. We're here to help.

Our lending professionals will take the guess work out of determining what type of loan is best for your financial needs. Fill out the form below and a Mortgage Loan Officer will contact you within 24 hours. You can also call a Mortgage Loan Officer at 888-868-3858.

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